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Mortgage free in Forever Home :-)
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It used to say somewhere how many views your diary had. Gave myself a fright with it one day.3
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You domestic goddess 💫
Such a shame job centres aren't, like, places people can go to for getting jobs. No disrespect at all to the people who work there who are just as understaffed and unsupported as all civil servants, but wouldn't it be nice if people who are struggling or vulnerable could go to a job centre and do something mad like get a job.
So much chat lately in the news and surveys about 'do you think people getting benefits should basically just have to die on the streets, your options are yes or probably'
Um, we could try making the basic system not completely ineffective and kafkaesque in every way, shape and form and then see how folk get on?
*gets off high horse*
*does my knee in*
😏
Sorry for ranting on your diary KK!4 -
PennysIntoPounds said:You domestic goddess 💫
Such a shame job centres aren't, like, places people can go to for getting jobs. No disrespect at all to the people who work there who are just as understaffed and unsupported as all civil servants, but wouldn't it be nice if people who are struggling or vulnerable could go to a job centre and do something mad like get a job.
So much chat lately in the news and surveys about 'do you think people getting benefits should basically just have to die on the streets, your options are yes or probably'
Um, we could try making the basic system not completely ineffective and kafkaesque in every way, shape and form and then see how folk get on?
*gets off high horse*
*does my knee in*
😏
Sorry for ranting on your diary KK!
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I explained to DS1 yesterday that local jobs used to be written on postcards and displayed on tiny shelving units, and you picked some cards, went to the desk, and the Desk Bunny rang through and made interview appointments for the same/ following day for you to go to.
He said that sounded better than the system now. They are not helping him find a job, they are checking he has applied for one.
DH went to one of those compulsory CV things with his 8 page academic CV. They suggested he shouldn't have more than 2 pages. He laughed at them. It is now over 10 pages.
They left him alone when he said was Dr not Mr.
4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******4 -
I think the lack of education about really important things like personal finance, job hunting, life skills, debt and saving really needs to be tackled. So many of us are here cos we either saw the light, or the light bulb hit us... but some more early prep on life skills including CVs would be invaluable to many.DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest3 -
Lit the fire, early at 4.30pm (it was 15C here! 🥶) without it smoking at all in spite of a hefty downdraft - proper proud so Mr KK had a warm house to come home to after a day freezing his doo-daas off, working outside in the fog!This made me chuckle as OH is another one who regularly spends his days freezing his doo-daas off . He loves working outside. He once had a management post and when they decided he would be tied to his desk 4 days a week and just 1 day outside, he became so depressed that we decided it would be best if he looked for another job. It meant a huge (to us) pay cut but he was so much happier.Love 🐞
Grow your own: £14.666 -
LadyWithAPlan said:I think the lack of education about really important things like personal finance, job hunting, life skills, debt and saving really needs to be tackled. So many of us are here cos we either saw the light, or the light bulb hit us... but some more early prep on life skills including CVs would be invaluable to many.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
@f0xh0les, DS1 is absolutely spot on. It’s about compliance with the rules, not sharing jobs or upskilling people. When I last signed on it used to be better - there was a portal that had local jobs on it. That seems to have died a decade ago - part of the austerity cuts? 🤷♀️ FWIW, make sure his CV is on CV Library and re-upload it at the beginning of every week - I just updated the month in the title back and forth between September and October. It genuinely makes a difference to where your CV comes in terms of being visible to recruiters when they are searching for candidates. I got a rush of, mostly useless 😉, calls at the beginning of every week after doing this. But it also meant I got calls about the real potential jobs that came across my awareness.Yes, I had the ‘your CV is too long, don’t need anything in there older than 10 years’ thing. I also laughed as some of my most demanding, technical, experience dates from 20 years ago. Also, I know from doing recruitment, that if I had a CV with an obvious stop at 10 years of history I would wonder what had been going on with them … a prison sentence perhaps?? 😳😉😂@LadyWithAPlan, yes the life skills thing is huge. It used to be expected that parents would do this, but so many people, as parents, are deskilled in some key areas (e.g. cooking from scratch), not adapted to the more electronic world their children will be operating in, or just horribly time poor! Unfortunately, these kind of skills are not appreciated by education policy creators as they don’t drive employment skills, which seems to be the fundamental principle behind their approach.As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Quietly grateful for my five years of home economics classes in secondary school.
At least I had the underlying practical understanding even if I haven’t always been able to use it/there were some ahem missing pieces.4 -
WelshmansDaughter said:Quietly grateful for my five years of home economics classes in secondary school.
At least I had the underlying practical understanding even if I haven’t always been able to use it/there were some ahem missing pieces.I learned a lot from watching my dad cook (very unusual for a man to be doing in the 1970s - he took a scientific approach to it), but he didn’t actively teach me in the same way that Miss Counsell did 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7
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