We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage free in Forever Home :-)
Comments
-
Aw glad it turned out to be a good time with your friend (and doggo!) and that you were appreciated by garden centre guy and Mr KK, and I hope yourself, in your new dress 😊1
-
It’s been so hot here today … I have struggled.Managed to clear enough space to get the Yacon plants in. So much bramble and ivy in that space!Tried to do more on the sit spot bed but it’s drying out and going rock hard again … Finally, in something of a rage, I have just mulched one small patch, thrown in a few plants, watered, bark mulched and watered again … 🤷♀️ Sigh ….
I will be gardening right through next winter, as much as I possibly can, and winkling out every baby or not so baby buttercup, sticky weed, campion or anything else that I don’t want, EVERYWHERE!Anyway, onto more positive things … 😉
- finished a novel today 😊
- actually did a few surveys!
- did four rows of knitting so caught up on yesterday’s rows as well. Hoping to do some more later.- Completely dried Mr KK’s washing outside, all folded and away. Got all my washing from yesterday put away too, including finding four spare hangers to hang up my new work tops.- It’s been a truly beautiful day here, in spite of my grumping 😉
- My cheese plant, which had six leaves before the arrival of kittens and went down to none, once again, has a single, beautiful, elegant leaf …. 😉😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Good news about your cheese plant! Is this because the kittens have other interests now?Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Started off with cheese, man, then moved on to the catmint. Groovy!
4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******3 -
skint_spice said:Good news about your cheese plant! Is this because the kittens have other interests now?f0xh0les said:Started off with cheese, man, then moved on to the catmint. Groovy!
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I have a fairly flat bowl of catmint on the patio, covered with an upside down hanging basket wire cage. Very popular with my lot. There's generally a chilled cat somewhere close by it.Seems to self seed fairly easily and the cuttings I took look promising - although every so often a fat furry bottom squashes one.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo5 -
Your new dress sounds fabulous! Love how one can be perked up by a compliment and a new gownDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest1 -
redofromstart said:I have a fairly flat bowl of catmint on the patio, covered with an upside down hanging basket wire cage. Very popular with my lot. There's generally a chilled cat somewhere close by it.Seems to self seed fairly easily and the cuttings I took look promising - although every so often a fat furry bottom squashes one.LadyWithAPlan said:Your new dress sounds fabulous! Love how one can be perked up by a compliment and a new gown
The dress:The colours are brighter than they look here 😊KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
18th wedding anniversary today 😊 Mr KK texted me at work to wish me happy anniversary - don’t know that he’s ever done that before! 😊😉 He also cooked this evening so I got chance to get out in the garden and weed the cut flower bed, water it and mulch it well 😊
Chased up the bathroom - should be deliverable back end of this week - finally! 👏
Done one row of knitting but have ducked the second one of the two I aim to do per day for tonight, as it’s a complicated one that needs more concentration than I have at this time of night. Tomorrow 😊
Baby cats sulked about being called in from the garden tonight (real stroppy teenager vibe) but were crashed out, fast asleep, within 20 minutes! 😂
Mr KK is trying to contact his new accountant about his tax paperwork but the chap is not answer his phone … at least he’s trying …. 🤷♀️
Life is busy but good here today 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Happiest of anniversaries to you both 💜💙I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards