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Mortgage free in Forever Home :-)
Comments
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I used to chant NMRK!
I think you would be a fantastic celebrant.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
As at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
You would be an amazing celebrant. If you do decide to look into it further please DM me as I know exactly the place that would suit you and you would suit to recommend you link up with2
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I know a couple of celebrants who love their work 😊 a lovely thing to do for people 😊 And deep thoughts indeed, but important ones. I've not heard of the tape measure thing, will investigate.1
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Just catching up and wanted to send you and all the family a virtual hug
Death is never easy despite it being part of life
Take care of yourself as well
the celebrant idea sounds fun !DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest1 -
Thanks @PennysIntoPounds - please do DM me as I have only just started exploring this idea. I might not be able to act on it straight away though …
@Cheery_Daff, thank you. The tape measure thing? You open out the tape to 80cm (or inches if you are Mr KK as it looks like more 😉) to represent an optimistic average life span and then you work out where you sit on the tape, and compare what you have left to what has already gone past. Most people find it fairly sobering ….. I pointed out to Mr KK that my life was pretty grim up until I met him at 32 (lonely neglected childhood, hated university, spent 10+ years with a sociopath etc) so actually I was pretty happy with what my tape told me 😊
Thanks @LadyWithAPlan , it does sound fun doesn’t it 😊
KK
As at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Thanks KK. I think I'd be happy with mine having only turned 44 yesterday 😂 Mr Cheery is older of course, but given his dad is currently 86 i think he be arguing for extending the tape measure somewhat! 😂 But it is indeed sobering to think about what's left and what you do with it. We had a good friend die at 62 a couple of years ago - and Mr Cheery will be later this year so it does focus the mind 😕2
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Just had an email about branded uniform from work so had my fabric tape measure handy - it stops at 60 inches. Panic!! 😂4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******6 -
Ooops! 😂😂f0xh0les said:Just had an email about branded uniform from work so had my fabric tape measure handy - it stops at 60 inches. Panic!! 😂
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Lots of centimetres in 60 inches though - just turn the tape over 😀
KK, I think you would be a wonderful celebrant xMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2
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