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Mortgage free in Forever Home :-)
Comments
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I have to confess that I still haven't done anything with the bulbs.
bet the wire wool and beeswax just glows :-)My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo2 -
I still have tulips to do something with, if that makes you feel any better! 😂 But I have a bit more time for them 😊redofromstart said:I have to confess that I still haven't done anything with the bulbs.
bet the wire wool and beeswax just glows :-)
The beeswax does make the wood glow and the living room smells amazing 🤩❤️
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Not sure if one of these ideas will work on the jeans -
https://www.theguardian.com/lifeandstyle/2014/sep/08/how-to-mend-bleached-clothes
but I did see on mumsnet that someone was saying they regularly use dylon in the washing machine to refresh black jeans.
Great re. the chest of drawers!"Think of many things, do one"
Mortgage 31Oct'25 est. £207,450 £309,749 2020 (current ends 2038 -aiming for 2031)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga2 -
Thanks Sandy 😊SandyShores said:Not sure if one of these ideas will work on the jeans -
https://www.theguardian.com/lifeandstyle/2014/sep/08/how-to-mend-bleached-clothes
but I did see on mumsnet that someone was saying they regularly use dylon in the washing machine to refresh black jeans.
Great re. the chest of drawers!
I have the dylon pot mathingamy. Aiming to try it some time this week.KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Lovely win on the decluttered bedroom and £50 on FBMP.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/251 -
Fabarooni on decluttering & the sale.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Well done on getting the chest of drawers sorted. And the bulbs as well - have to admit I've not touched my garden for about two weeks because it's just been a swamp.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20252 -
savingholmes said:Lovely win on the decluttered bedroom and £50 on FBMP.
Thanks both. 😊Merlin's_Beard said:Well done on getting the chest of drawers sorted. And the bulbs as well - have to admit I've not touched my garden for about two weeks because it's just been a swamp.
MB the one advantage of having a sloping plot! (As I remind myself as I drag myself and all materials up and down it! 😉😂).
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Mega intense week. Not going to bother sharing any of it as it is DONE!Came home after a rough commute to dust EVERYWHERE from Mr KK trying all day to make a hole in mega dense / hard blocks for one of the new lounge windows. He was quite confident that he had minimised the dust …. until I wiped my finger across the hot plate in the kitchen, 3 rooms away …! 😳🙄It’s not too pleasant here right now, but I’m hoping my bedroom is still clean (I haven’t dared look at my room yet and my towel that was on the heated airer downstairs definitely needs washing now) so I’m trying quite hard not to think about it….Few small OPs made this week from surveys etc.
Had an email from my Marky ISA that I could ‘activate’ a bonus (an extra 1.49% for 12 months), so I have done that.Booked every online groceries slot between now and Turkeyday so at least that’s sorted.My suitcase for the December work trip has arrived as have my luggage tags.
Madam Floof stopped eating mid week. The following morning she was sick, including bones and is now back to her usual tyrannical self! I will mention this cycle of behaviour when we take her for her jabs in a few weeks.
I need to try again to request a ‘van-pass’ for the tip for removal of the window hole rubble, as apparently they want photos of the inside of the V5 as well as the front 🙄
I finally have permission to buy the paint for the feature wall behind the fireplace 😊, so that’s on the agenda tomorrow along with two small curtain tracks for the new lounge windows. Mr KK also wants me to pick him up a poppy.KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Enjoy your weekend
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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