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Mortgage free in Forever Home :-)

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Comments

  • beanielou
    beanielou Posts: 101,361
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    Not good on both fronts.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • KajiKita
    KajiKita Posts: 10,850
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite
    beanielou said:
    Not good on both fronts.
    The boiler is tiresome, but the colleague thing is really quite upsetting and distressing. 

    However, this evening I have also harvested 410g of fresh, organic tomatoes 😊
    I also met the neighbours’ two big carp this evening when watering all the pots etc whilst they are away on holiday. I have been feeding the goldfish in their outdoor pond for about a week now and hadn’t seen the koi and wondered why I had been told to feed quite so much! 😉😂
    Mr KK has also chopped back a huge hazel so that my whirlygig isn’t buried and we aren’t quite touching to overhead power lines! ⚡️

    KK


    As at 26.09.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 71 books of target 52 in 2026 as @ 4th October. 
    Produce tracker: £329 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • SandyShores
    SandyShores Posts: 2,140
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite
    edited 17 August 2023 at 7:43AM
    Hope everything's okay with your colleague.  I used to work at a place where people occasionally disappeared from their desks accompanied by security.  Haven't experienced that anywhere since thank goodness, but I remember the atmosphere - it was unsettling for quite a while after.

    Oh no to the boiler part too, thank goodness its the summer (allegedly - although it was lovely yesterday and seems very sunny again today).  Thank goodness for work shower.  We're both gym members so I guess that would be a back up for us, but not the same :(

    I am definitely growing some tomatoes in raised beds next year - found a little spot to put them.  There's nothing like a homegrown tasty tomato.

    ps love a pond, but wouldn't like the upkeep.
    "Think of many things, do one"
    DFW 2019: MFW aim 2031: bal Sep26 £159k / £310k 2020
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga
  • SandyShores
    SandyShores Posts: 2,140
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite
    Ooh, a lovely hour of quiet downtime - lovely.
    "Think of many things, do one"
    DFW 2019: MFW aim 2031: bal Sep26 £159k / £310k 2020
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga
  • skint_spice
    skint_spice Posts: 13,815
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    I like the sound of the neighbours pond. Hope hot water is restored soon🙏
    Mortgage OP 2026 £1920/2000
    Mortgage balance: £29,386

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept £0, Oct £5



  • beanielou
    beanielou Posts: 101,361
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    Woohoo  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • redofromstart
    redofromstart Posts: 6,318
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite
    Hope you have an enjoyable lunch. 

    Lots of weeding happening here.  The weather seems to have sparked a huge amount of unwanted green growth.
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