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Mortgage free in Forever Home :-)
Comments
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Not good on both fronts.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
The boiler is tiresome, but the colleague thing is really quite upsetting and distressing.beanielou said:Not good on both fronts.However, this evening I have also harvested 410g of fresh, organic tomatoes 😊
I also met the neighbours’ two big carp this evening when watering all the pots etc whilst they are away on holiday. I have been feeding the goldfish in their outdoor pond for about a week now and hadn’t seen the koi and wondered why I had been told to feed quite so much! 😉😂
Mr KK has also chopped back a huge hazel so that my whirlygig isn’t buried and we aren’t quite touching to overhead power lines! ⚡️
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Hope everything's okay with your colleague. I used to work at a place where people occasionally disappeared from their desks accompanied by security. Haven't experienced that anywhere since thank goodness, but I remember the atmosphere - it was unsettling for quite a while after.
Oh no to the boiler part too, thank goodness its the summer (allegedly - although it was lovely yesterday and seems very sunny again today). Thank goodness for work shower. We're both gym members so I guess that would be a back up for us, but not the same
I am definitely growing some tomatoes in raised beds next year - found a little spot to put them. There's nothing like a homegrown tasty tomato.
ps love a pond, but wouldn't like the upkeep."Think of many things, do one"
Mortgage est. 30 Apr'26 est. £201,500 £309,749 2020 (ends 2038 - aim for 2031)
Seven Goals; and healthy diet/walk/run/exercising/weights/yoga2 -
- had another shower in work this evening so at least I am clean tonight 😊👍- huuuuuuge breakthrough on an issue that my team have been battling with ever since I got there 19 months ago today, which is a messy, inefficient, prone to failure, workaround - I actually got quite emotional on the teams call about it. My boss is backing me on the fix 😊❤️- probiotics that are supposed to help with UTIs etc arrived tonight, so have started taking! 🤞- Mr KK has gone out to a bike meet, so I get an hour or so of quiet downtime …. Happy sigh … 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Ooh, a lovely hour of quiet downtime - lovely."Think of many things, do one"
Mortgage est. 30 Apr'26 est. £201,500 £309,749 2020 (ends 2038 - aim for 2031)
Seven Goals; and healthy diet/walk/run/exercising/weights/yoga3 -
I like the sound of the neighbours pond. Hope hot water is restored soon🙏Mortgage OP 2026 £640/2000Mortgage balance: £32,222
Make £50 a month Jan £20, Feb £0, March £31, Apr
Boiler fund £1981/30003 -
The boiler is fixed!!! I get to have a hot shower in my own home tonight for the frost time in 10 days! Joy unbounded!! 🚿😊❤️👏🎉🤩Global CI manager told me that in her horribly regular meeting with one of our most demanding customers this week, they said that my site was no longer so much of an issue any more and please could we switch focus to the Quebec site and their issues instead! 🤩🎉👏😊🥳 Re-sult!!Picked 400g of runner beans this evening and a small bowl of blackberries 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Woohoo
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
Lots of pottering and tidying to do here. Partly in the spare room to make it accessible and usable as a play …. ahem …. craft room 😊, partly in the living room to make it ready for the outside wall to come down next weekend and partly, absolutely everywhere else! Meting a friend (manager-colleague) for lunch - I haven’t done this in so long!! 😊
Waiting on plumbers bill - c. £200 to £300? That will come from our savings off the joint account (£1,000) so won’t affect either of us too much in the short term, though the savings will need to be topped up again.No other particularly significant plans this weekend. Just hoping for a bit of a rest to be fair, after an intense week!
£5.62 sent off this morning as OP from QM33 along with an 87p TT of the joint account 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Hope you have an enjoyable lunch.Lots of weeding happening here. The weather seems to have sparked a huge amount of unwanted green growth.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo3
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