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Mortgage free in Forever Home :-)
Comments
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Ask us about the book, you never know your readers might be able to identify it.
I'm intrigued what it could be.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family2 -
Read your UPFs posts with interest, that's something I'm really looking at at the moment and considering ways to cut them down. I'd always thought of us as being pretty healthy eaters anyway but when you count them up it's amazing/scary how many UPFs are in our diet (especially the bread, that's been a real eye opener!)
Also I'm near Monmouth too, our village is over the Monmouthshire border but we're half a mile from the Forest of Dean border. Feel so lucky to live here.Mortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2025 MFW #40
2025 Goals
Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
Keep emergency fund at £10k - £30k/£10k - goal met!
Lose 12 kgs - 3/12 kgs lost so far
Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
Decluttering - declutter 500 items from house and outbuildings - 162/500 items so far2 -
I have a theory. Taking London as base. Around Manchester add one jumper. Forest of Dean add 2. Lived & worked there many many years ago. I was pleased to see that the Speech House is still going although it has probably changed a lot.
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It is an absolutely stunning area and relatively quiet too, compared to the inner cities.eat_that_frog said:Read your UPFs posts with interest, that's something I'm really looking at at the moment and considering ways to cut them down. I'd always thought of us as being pretty healthy eaters anyway but when you count them up it's amazing/scary how many UPFs are in our diet (especially the bread, that's been a real eye opener!)
Also I'm near Monmouth too, our village is over the Monmouthshire border but we're half a mile from the Forest of Dean border. Feel so lucky to live here.There’s a vegan market coming up next Saturday, in Ross - have you seen that?As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I typed up quite a detailed description this morning for the FB group but am still waiting for the admins to approve it …. Once it surfaces / I have the time to write it again I will post it. Thank you 😊badmemory said:Why not just put it on here and see if anyone knows it. A lot of us are long time readers, although I left my teens over 50 years ago so may not be a lot of help!ETA I've just checked out a book I read when I wasn't quite a teenager. On Amazon for $100. I'm just wondering if it is still in the loft.
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Couple of piccys ….
Arranged the flowers I rescued last night before today’s downpour and conditioned overnight. I have recorded this as £6 on my produce tracker or the equivalent of two small bunches of s/market flowers.
As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Fabric I ordered for the tablecloths has arrived - I love them all and Mr KK likes them too 😊
As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I love the flowers! Wonderful colours 🌸Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
Latest stage of hearth building ….
Mr KK is filing in the last gap between the stove and the external flue and we will probably light it tonight, partly because all the new fire bricks and cement need to be fired in gently and also, you know, the weather etc … 🙄😂
As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Try Lancaster where I originate from - that’s definitely two jumpers and proper slippers! 😉badmemory said:I have a theory. Taking London as base. Around Manchester add one jumper. Forest of Dean add 2. Lived & worked there many many years ago. I was pleased to see that the Speech House is still going although it has probably changed a lot.
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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