Time to start a Fresh part 2, 2022!

BlueJ94

So phoned Vanquis, offered them £100 which I didn't expect them to accept. They said no, so I said £140 50% they basically laughed and said they wanted £210, I explained I can't afford to give you that much so keep me on the payment plan.

So now I'm planning on paying the £100 to another debt but not sure who yet 

Baileys_Babe

BlueJ94 said:

So phoned Vanquis, offered them £100 which I didn't expect them to accept. They said no, so I said £140 50% they basically laughed and said they wanted £210, I explained I can't afford to give you that much so keep me on the payment plan.

So now I'm planning on paying the £100 to another debt but not sure who yet 

I suggest your smallest debt to clear it quicker.

BlueJ94

Baileys_Babe said:

BlueJ94 said:

So phoned Vanquis, offered them £100 which I didn't expect them to accept. They said no, so I said £140 50% they basically laughed and said they wanted £210, I explained I can't afford to give you that much so keep me on the payment plan.

So now I'm planning on paying the £100 to another debt but not sure who yet 

I suggest your smallest debt to clear it quicker.

I just paid £100 to SafetyNet just as you commented!

BlueJ94

Woohoo!

I'm now at 3.5k. Slowly but surely 

BlueJ94

Morning all, 

So woke up 20 minutes earlier than my alarm due to the cat wanting to go out. So I've managed it half 20 minutes to myself this morning with a coffee. 

Total debt is now £3600

£1600 across 4 CCs
£1900 to one loan

This is definitely doable betore Christmas. If I get kept on with Sainsburys I think this could even be doable by August, maybe earlier than that.

So my plan of action?
- surveys, I made over 1k last year
- product testing - some items I can keep so saves me purchasing stuff
- Tilly tiding (I enjoy this but forget to do it)
- Topcashback - I always forget to use this 
- sell items on Vinted or eBay

Budget, budget budget! 

BlueJ94

Evening all, 

So Sainsburys decided to make a few people permanent in the last week or so who have been there less time than me. So I bit the bullet and messaged the online manager and spoke to her, I'm now permanent aswell! 

This means now I can budget better and my goal is to be debt free by end of August! 

Four_Seasons

Congratulations!! roll on end of August x

BlueJ94

Four_Seasons said:

Congratulations!! roll on end of August x

Thank you! It's motivating knowing in less than 6 months I can be debt free! 

Parkyp

That’s great 😃 

BlueJ94

Parkyp said:

That’s great 😃 

Woohoo thank you!