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Pay off mortgage and start having even more fun 😁
Comments
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Fantastic photos
Daisy xx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1 -
We have been so lucky, saw them last night too while in port at Tromso, did the husky sledding yesterday which was beautiful and then the Arctic cathedral for a recital late last night. Luckily saw dolphins and whales this morning while on the pool deck which is covered, it’s too cold to go on top deck for any length of time really and I was waiting a couple of hours.Spending wise, I cancelled the northern lights trip we were doing tomorrow as they are bright every night so far, £30 penalty charge and £285 refunded, which I now need as I left the kids a card for food shopping 😂 they are probably just shopping like normal people rather than cheapskates like I am but it’s been £150 so far, hopefully that’s it now!We also spent £26 on a dinner in a paying restaurant as we ditched black tie in the dining room (free) to see the lights and then the buffet was shut, other than that it’s just coffees (one or two a day in Costa as you get free cake 😬) and alcohol for dh with a total spend of about £155 I think , so £100 odd really which is brilliant, we used to do not far off that on a day when I drank as he would then join me 😂 we also have the soft drinks package that I added before we went at £9.85 a day each , large coke is £3.50 so it’s worth it.Sorry if I’m waffling 😊MFW 67 - Finally mortgage free! 💙😁6
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Sounds like you are having a fab time and making loads of memories. I am very jealous! You should set about turning all your tips and tricks into a "Cruising for the budget-conscious" guide - I'd buy it!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
😆 book years and years in advance is my biggest tip!MFW 67 - Finally mortgage free! 💙😁3
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Photos of the Northern Lights are fab NG! Thanks for sharing! It sounds like you're having a wonderful time!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Your trip sounds incredible, I'm very jealous! Honestly, it really doesn't sound like you have spent very much, I'm impressed.
Why do the kids have your card for food though? I thought they all worked!?2 -
Thanks vix and KP , it’s going well and very little extra spending, phew!Kp they are all working and all pay keep and I buy most of the food, usually I leave cash and so far they have never used it, this time is longer though at 12 nights so I thought I’d feed them all 😆MFW 67 - Finally mortgage free! 💙😁2
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Fab aurora photos! Was a real bucket list thing for me too but we managed to see them the other night from our back garden! (Another reason to move to Yorkshire!)3
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Lovely photos and a great saving on the Northern Lights trip.Nov 2025 - part 1 - £13,878 part 2 - £20,953 Total - £34,832 24 months to go!2
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Photos are fantastic! Enjoy the rest of your trip xStarting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!1
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