NOW OPEN: the MSE Forum 'Ask An Expert' event. This time we'd like your questions on TRAVEL & HOLIDAY DEALS. Post by Wed and deals expert MSE Oli will answer as many as he can.
Thats a really good point about buying a too-big house too soon. And yes, a little shed you could weatherproof into an office would give you much more flexibility.
I'm thinking now of the flat where I did the catsitting gig, in Wandsworth, for my nephew and his wife; its a 2 bed 2 bath, and in the last 6 years that 2nd bed has been so flexible: a bedroom, an animal sanctuary (for the cats) a dining room (we had Christmas dinner there!) and now a place to stash all the baby clutter - the baby herself is in one of those side-cots that fit onto your bed. The baby has arrived, they're moving outside London to the town where all his best mates live, it's a win-win. For you, maybe the Trafalgar Terrace house is the right decision.
Just a thought - is it on the east or the west of the terrace? That affects where the sun is in evening, after all
Thanks Karmacat, see that sounds lovely to me. That's another factor, we don't actually have friends with kids yet (most of our friends want kids eventually, but aren't there yet), so we can't actually just move to 'where all our friends with families live' - they don't exist yet, haha! We were by far the first of our friends to get married too.
And that's a really good question actually! So the gardens are east of the terrace, but there's the twitten in between the houses and the gardens, and the terrace itself is pretty much the lowest row of houses in the area as far as I can tell. So basically when you're stood in the garden it's a twitten and a low row of houses to the west, a taller row of houses to the east, and more gardens towards the south and north.
(I'm going to keep saying the word 'twitten' btw, it's such a good one)
Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800 Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007 Current balance: £222,150
You have gotten an offer! Congratulations! Hope all is smooth sailing so you find a place you love.
Thanks Sistergold Fingers crossed it all goes smoothly.
Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800 Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007 Current balance: £222,150
(I'm going to keep saying the word 'twitten' btw, it's such a good one)
I was just about to say I think you should buy it purely because of the word "twitten" (which I had to Google) 🤣!
Mortgage start: £65,495 (March 2016) Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
(I'm going to keep saying the word 'twitten' btw, it's such a good one)
I was just about to say I think you should buy it purely because of the word "twitten" (which I had to Google) 🤣!
Apparently there are 18 cats living in the terrace too, so you might say I'm a bit smitten with that kitten twitten
Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800 Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007 Current balance: £222,150
(I'm going to keep saying the word 'twitten' btw, it's such a good one)
I was just about to say I think you should buy it purely because of the word "twitten" (which I had to Google) 🤣!
Apparently there are 18 cats living in the terrace too, so you might say I'm a bit smitten with that kitten twitten
😸😸😸
As far as the sun is concerned - it sounds like you're quite shaded, and for me, that would be a good thing, as my skin is crazy - and after all, you're kind of ten minutes walk from the beach, or even the garden at the Brighthelmstone Centre
Bliss.
Downsized and paid off mortgage 2010 Retired August 2016 Paid off French mortgage September 2018 New kitchen fully installed June 2019 Not counting this! 2020 Garden fencing completed, woohoo 2021.......... October 2021: aiming for £5,000 new money for premium bonds or a car.
(I'm going to keep saying the word 'twitten' btw, it's such a good one)
I was just about to say I think you should buy it purely because of the word "twitten" (which I had to Google) 🤣!
Apparently there are 18 cats living in the terrace too, so you might say I'm a bit smitten with that kitten twitten
😸😸😸
As far as the sun is concerned - it sounds like you're quite shaded, and for me, that would be a good thing, as my skin is crazy - and after all, you're kind of ten minutes walk from the beach, or even the garden at the Brighthelmstone Centre
Bliss.
Indeed! I'm ginger, so can probably spend about 2 minutes outside in the summer before I start getting burned
Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800 Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007 Current balance: £222,150
Also had to look up twitten! Thought my English was up there! Was wondering what the hell is twitten! 🙈
Initial mortgage bal £487.5k, current £378k, target £320k Mortgage start date first week of July 2019, Mortgage term 23yrs(end of June 2042🙇🏽♀️),
Target is to pay it off in 10years(by 2030🥳).
MFW #34 (2021 mfw#47)(2020 mfw#136) £12K in 2021 #54 (in 2020 #148) MFiT-T6#27 To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️ Am a single mom of 4.
Do not wait to buy a property, Buy a property and wait. 🤓
Also had to look up twitten! Thought my English was up there! Was wondering what the hell is twitten! 🙈
It's one of those great local terms, my favourite being 'bungaroosh' (which has quite an amusing Wikipedia article if you're feeling a little bored - my favourite quote from it is that much of Brighton "could be demolished with a well-aimed hose")
Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800 Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007 Current balance: £222,150
Have looked up bungaroosh, well I must say you do learn something everyday! So if I moved to Brighton I will need to learn a whole new vocabulary? 😂🙈 Now I know why Brighton does have its own feel!
Initial mortgage bal £487.5k, current £378k, target £320k Mortgage start date first week of July 2019, Mortgage term 23yrs(end of June 2042🙇🏽♀️),
Target is to pay it off in 10years(by 2030🥳).
MFW #34 (2021 mfw#47)(2020 mfw#136) £12K in 2021 #54 (in 2020 #148) MFiT-T6#27 To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️ Am a single mom of 4.
Do not wait to buy a property, Buy a property and wait. 🤓
Have looked up bungaroosh, well I must say you do learn something everyday! So if I moved to Brighton I will need to learn a whole new vocabulary? 😂🙈 Now I know why Brighton does have its own feel!
Unfortunately most of my friends here probably don't know those words either, but it sure can't hurt to know some of the lingo I'd recommend the Lewes Bonfire Night celebrations for some even more confusing words and slogans.
Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800 Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007 Current balance: £222,150
Replies
And that's a really good question actually! So the gardens are east of the terrace, but there's the twitten in between the houses and the gardens, and the terrace itself is pretty much the lowest row of houses in the area as far as I can tell. So basically when you're stood in the garden it's a twitten and a low row of houses to the west, a taller row of houses to the east, and more gardens towards the south and north.
(I'm going to keep saying the word 'twitten' btw, it's such a good one)
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £222,150
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £222,150
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £222,150
As far as the sun is concerned - it sounds like you're quite shaded, and for me, that would be a good thing, as my skin is crazy - and after all, you're kind of ten minutes walk from the beach, or even the garden at the Brighthelmstone Centre
Bliss.
Retired August 2016
Paid off French mortgage September 2018
New kitchen fully installed June 2019
Not counting this! 2020
Garden fencing completed, woohoo 2021..........
October 2021: aiming for £5,000 new money for premium bonds or a car.
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £222,150
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £222,150
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £222,150