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julicorn's journey 2 - Moving Up
Comments
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Karmacat said:Thats a really good point about buying a too-big house too soon. And yes, a little shed you could weatherproof into an office would give you much more flexibility.
I'm thinking now of the flat where I did the catsitting gig, in Wandsworth, for my nephew and his wife; its a 2 bed 2 bath, and in the last 6 years that 2nd bed has been so flexible: a bedroom, an animal sanctuary (for the cats) a dining room (we had Christmas dinner there!) and now a place to stash all the baby clutter - the baby herself is in one of those side-cots that fit onto your bed. The baby has arrived, they're moving outside London to the town where all his best mates live, it's a win-win. For you, maybe the Trafalgar Terrace house is the right decision.
Just a thought - is it on the east or the west of the terrace? That affects where the sun is in evening, after all
And that's a really good question actually! So the gardens are east of the terrace, but there's the twitten in between the houses and the gardens, and the terrace itself is pretty much the lowest row of houses in the area as far as I can tell. So basically when you're stood in the garden it's a twitten and a low row of houses to the west, a taller row of houses to the east, and more gardens towards the south and north.
(I'm going to keep saying the word 'twitten' btw, it's such a good one)Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £215,400 minus £10,300 overpayment savings pot3 -
Sistergold said:You have gotten an offer! Congratulations! Hope all is smooth sailing so you find a place you love.Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £215,400 minus £10,300 overpayment savings pot2 -
julicorn said:(I'm going to keep saying the word 'twitten' btw, it's such a good one)
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
South_coast said:julicorn said:(I'm going to keep saying the word 'twitten' btw, it's such a good one)Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £215,400 minus £10,300 overpayment savings pot5 -
julicorn said:South_coast said:julicorn said:(I'm going to keep saying the word 'twitten' btw, it's such a good one)
As far as the sun is concerned - it sounds like you're quite shaded, and for me, that would be a good thing, as my skin is crazy - and after all, you're kind of ten minutes walk from the beach, or even the garden at the Brighthelmstone Centre
Bliss.2023: the year I get to buy a car1 -
Karmacat said:julicorn said:South_coast said:julicorn said:(I'm going to keep saying the word 'twitten' btw, it's such a good one)
As far as the sun is concerned - it sounds like you're quite shaded, and for me, that would be a good thing, as my skin is crazy - and after all, you're kind of ten minutes walk from the beach, or even the garden at the Brighthelmstone Centre
Bliss.Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £215,400 minus £10,300 overpayment savings pot0 -
Also had to look up twitten! Thought my English was up there! Was wondering what the hell is twitten! 🙈Initial mortgage bal £487.5k, current £266.8k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓2 -
Sistergold said:Also had to look up twitten! Thought my English was up there! Was wondering what the hell is twitten! 🙈Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £215,400 minus £10,300 overpayment savings pot2 -
Have looked up bungaroosh, well I must say you do learn something everyday! So if I moved to Brighton I will need to learn a whole new vocabulary? 😂🙈 Now I know why Brighton does have its own feel!Initial mortgage bal £487.5k, current £266.8k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓2 -
Sistergold said:Have looked up bungaroosh, well I must say you do learn something everyday! So if I moved to Brighton I will need to learn a whole new vocabulary? 😂🙈 Now I know why Brighton does have its own feel!Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £215,400 minus £10,300 overpayment savings pot2
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