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julicorn's journey 2 - Moving Up

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  • julicorn
    julicorn Posts: 2,297 Forumite
    Sixth Anniversary First Post Photogenic Name Dropper
    Thanks @powerspowers :)

    The listing went live this morning, yay! It's looking really good, so we'll just have to wait and see now. 
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £215,400 minus £10,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,297 Forumite
    Sixth Anniversary First Post Photogenic Name Dropper
    Just gonna keep posting all the little updates here, haha :D 

    We just dropped keys off at the estate agent's for next week, and it turns out they have 9 viewings booked already for next Saturday. Not bad at all for 24 hours live! 
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £215,400 minus £10,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,297 Forumite
    Sixth Anniversary First Post Photogenic Name Dropper
    Feeling under the weather at the moment, but I suppose that's winter for you. 
    The weekend was lovely, we went to the cinema on Saturday (watched 'Parallel Mothers'), and saw Mr julicorn's family for a bit on Sunday. 
    We still have a bit of tidying and cleaning to do to prep for the open day, and before we go away on holiday. The freeholder is also coming over on Thursday to discuss plans for the building with us and the other leaseholders - gonna be a bit of a weird one because things shouldn't affect us all that much, so chances are we'll have very few opinions (on anything that wouldn't cause issues with the sale, that is). 
    I've also started looking into interior design stuff a bit more again, I want to pick up my course again properly this month :) I think it's the excitement of looking to move somewhere else, and having an opportunity to design the rooms from scratch again. 

    On the mortgage front, our current balance is ~£88,500, which minus the house buying savings pot leaves us under £60k. Mr julicorn has asked for a pay rise at work as well, they're just taking their sweet time getting back to him. Gonna just keep those fingers crossed, a bit of wiggle room can't hurt.
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £215,400 minus £10,300 overpayment savings pot
  • beanielou
    beanielou Posts: 92,148 Ambassador
    Debt-free and Proud! Home Insurance Hacker! PPI Party Pooper I've been Money Tipped!
    Just catching up  :)
    Hope your viewings go well.
    Enjoy your break.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • julicorn
    julicorn Posts: 2,297 Forumite
    Sixth Anniversary First Post Photogenic Name Dropper
    beanielou said:
    Just catching up  :)
    Hope your viewings go well.
    Enjoy your break.
    Thanks so much beanie! ❤
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £215,400 minus £10,300 overpayment savings pot
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    First Post First Anniversary Name Dropper
    I'm catching up too now, and I've obviously come in at a very exciting time - so the viewings are this Saturday?  Amazing!
    2023: the year I get to buy a car
  • julicorn
    julicorn Posts: 2,297 Forumite
    Sixth Anniversary First Post Photogenic Name Dropper
    Karmacat said:
    I'm catching up too now, and I've obviously come in at a very exciting time - so the viewings are this Saturday?  Amazing!
    That's right, and we will be at Center Parcs at the same time, haha! It all feels a little surreal. I hope we'll get a half decent offer, latest I heard was 11 viewings booked. 
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £215,400 minus £10,300 overpayment savings pot
  • Sistergold
    Sistergold Posts: 2,039 Forumite
    1,000 Posts Fifth Anniversary Photogenic Name Dropper
    Viewings yey! 
    Initial mortgage bal £487.5k, current £266.8k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • julicorn
    julicorn Posts: 2,297 Forumite
    Sixth Anniversary First Post Photogenic Name Dropper
    Sistergold said:
    Viewings yey! 
    It's all very exciting yay! I hope they like our little flat. 
    (On a side note, I now realise why it's generally recommended for estate agents to do the viewings - I don't think I could bare showing anyone around who didn't totally love it, haha! :D )
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £215,400 minus £10,300 overpayment savings pot
  • TallGirl
    TallGirl Posts: 5,747 Forumite
    Mortgage-free Glee! First Anniversary Name Dropper First Post
    Great to find you again good luck with the sale and purchase. Exciting times I love interior design too!  
    Save £12k in 24 No 50
    PB Win 21 £225, 22 £275, 23 £900, 24 (Jan £200 Feb £150 Mar £75 Apr £125 May £0 Jun £50 Jul £50 Aug £0 ) Balance Jul £3.6K + £12K added to pension & £1850 withdrawn 
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

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