EXTENDED: You've got another week to add your travel & holiday deals questions for expert MSE Oli as part of the latest Ask An Expert event.

julicorn's journey 2 - Moving Up

1414243444547»

Replies

  • beanieloubeanielou Forumite, Ambassador
    84.5K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Ambassador
    That's a great milestone  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected] All views are my own & not the official line of Money Saving Expert .Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 2 lbs.
  • julicornjulicorn Forumite
    2.2K Posts
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite
    beanielou said:
    That's a great milestone  :)
    Thanks beanielou <3
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £222,150
  • powerspowerspowerspowers Forumite
    1K Posts
    1,000 Posts Second Anniversary Name Dropper
    Forumite
    Glad things are going well with the move, 🤞for plain sailing from here x
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £935 / £2,023 target


  • julicornjulicorn Forumite
    2.2K Posts
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite
    Glad things are going well with the move, 🤞for plain sailing from here x
    Thanks so much! I'll keep you all updated, always good to have people who know the process that I can share things with <3 
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £222,150
  • SistergoldSistergold Forumite
    1.8K Posts
    1,000 Posts Third Anniversary Name Dropper Photogenic
    Forumite
    Oh @julicorn it’s good that it’s all ticking along nicely! Well done on been mortgage neutral, enjoy it. You have managed to become mortgage neutral with this mortgage and you are all set to be mortgage neutral soon with the next! 
    Initial mortgage bal £487.5k, current £378k, target £320k
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW #34 (2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • julicornjulicorn Forumite
    2.2K Posts
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite
    Oh @julicorn it’s good that it’s all ticking along nicely! Well done on been mortgage neutral, enjoy it. You have managed to become mortgage neutral with this mortgage and you are all set to be mortgage neutral soon with the next! 
    Thank you so much! It's a great feeling even though it doesn't really change anything atm, but getting to this point before moving out feels like a really nice achievement. <3 
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £222,150
  • AimingforthegoodlifeAimingforthegoodlife Forumite
    237 Posts
    100 Posts First Anniversary Name Dropper
    Forumite
    Not been here a while and am amazed and pleased with all that has gone on, congrats on the allotment and the house offer being accepted!
  • julicornjulicorn Forumite
    2.2K Posts
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite
    Not been here a while and am amazed and pleased with all that has gone on, congrats on the allotment and the house offer being accepted!
    Thank you so much for checking in! The allotment continues to be an absolute joy, we had a huge harvest (10 different types of veg) on Sunday - I can't believe how much you can still grow this time of year :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £222,150
  • debtfreeonedaydebtfreeoneday Forumite
    4.7K Posts
    Part of the Furniture 1,000 Posts Name Dropper PPI Party Pooper
    Forumite
    Well done in the mortgage neutral!
    DFW (08/08) £64,346.53 Gone for good (02/19)MFW (01/15) £40,582.32
  • NicheletteNichelette Forumite
    2.1K Posts
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    Haven't been about much either so I missed all of this, but yay on new house! Hopefully you've exchanged now too? Fingers crossed for being settled in the new year :)
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £213,786.94 - Savings in Vanguard £2,200 (give or take, mostly take nowadays..) - PB's £7,500
    MFW #86 - aiming for £2,400k in 2023
    Overpayments since 27.03.19: £45,619.46
Sign In or Register to comment.
Latest MSE News and Guides

Energy Price Cap change

Martin Lewis on what it means for you

MSE News

Best £1 you've ever spent?

Share your most impressive bargains

MSE Forum