I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected] All views are my own & not the official line of Money Saving Expert .Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger.***Be the difference.***Weight loss. ** 2 stone 2 lbs.
Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800 Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007 Current balance: £222,150
Glad things are going well with the move, 🤞for plain sailing from here x
Thanks so much! I'll keep you all updated, always good to have people who know the process that I can share things with
Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800 Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007 Current balance: £222,150
Oh @julicorn it’s good that it’s all ticking along nicely! Well done on been mortgage neutral, enjoy it. You have managed to become mortgage neutral with this mortgage and you are all set to be mortgage neutral soon with the next!
Initial mortgage bal £487.5k, current £378k, target £320k Mortgage start date first week of July 2019, Mortgage term 23yrs(end of June 2042🙇🏽♀️),
Target is to pay it off in 10years(by 2030🥳).
MFW #34 (2021 mfw#47)(2020 mfw#136) £12K in 2021 #54 (in 2020 #148) MFiT-T6#27 To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️ Am a single mom of 4.
Do not wait to buy a property, Buy a property and wait. 🤓
Oh @julicorn it’s good that it’s all ticking along nicely! Well done on been mortgage neutral, enjoy it. You have managed to become mortgage neutral with this mortgage and you are all set to be mortgage neutral soon with the next!
Thank you so much! It's a great feeling even though it doesn't really change anything atm, but getting to this point before moving out feels like a really nice achievement.
Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800 Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007 Current balance: £222,150
Not been here a while and am amazed and pleased with all that has gone on, congrats on the allotment and the house offer being accepted!
Thank you so much for checking in! The allotment continues to be an absolute joy, we had a huge harvest (10 different types of veg) on Sunday - I can't believe how much you can still grow this time of year
Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800 Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007 Current balance: £222,150
Haven't been about much either so I missed all of this, but yay on new house! Hopefully you've exchanged now too? Fingers crossed for being settled in the new year
Finally bought a home
Starting mortgage £289,500 31.01.19 - Current outstanding £213,786.94 - Savings in Vanguard £2,200 (give or take, mostly take nowadays..) - PB's £7,500
Replies
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £222,150
MFW 2022 #27 £5,300
MFW 2023 #27 £935 / £2,023 target
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £222,150
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £222,150
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £222,150