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julicorn's journey 2 - Moving Up
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Good luck! And thanks for posting straight away!2023: the year I get to buy a car2
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Eek! Good luck!julicorn said:I called them, they already had an offer 'just under the asking price', so I ended up offering the full asking price straight away. Now we wait.- Mortgage over-payments to date: = £16,746
- Original redemption date: August 2043
- Current redemption date: July 2041
- Debt: £15,930
- Savings: £12,430
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Apparently they haven't gotten hold of the vendors yet, I think this has been the longest 2 hours of my life.
Trying very hard not to throw up on my desk in the meantime.4 -
Fingers crossed hereMortgageStart Nov 2012 £310,000
Oct 2022 £143,277.74
Reduction £166,722.26
OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
2022 MFW #78 £10200/£12000
MFiT-6 #28 £21,772 /£750002 -
Alright, no decision today.
I got a call from the EA, apparently there's been a third offer which is above the asking price. He's put all three offers to the vendor, his wife is only finishing work at 5.30pm so we won't have an answer today basically. I said to him that we'd be prepared to go a bit above asking, and he said we'll pick the conversation back up tomorrow basically, assuring me that we won't be discounted purely based on our initial offer being that bit lower.2 -
@julicorn, 🤞Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓3 -
Disappointing
but at least he's keeping you up to date. Fingers crossed. 2023: the year I get to buy a car2 -
Yeah, I might have shed a little tear but can't be surprised that other people love it too I guess. Not feeling too optimistic atm, although at least the EA was quite encouraging on the phone.Karmacat said:Disappointing but at least he's keeping you up to date. Fingers crossed.2 -
Hope it all goes well & to plan.
Positive vibes.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Thank you all. The first day back at work was a bit of a dumpster fire as well, but at least that's finished now I guess.2
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