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julicorn's journey 2 - Moving Up

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Comments

  • beanielou
    beanielou Posts: 97,493 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That's a great milestone  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    beanielou said:
    That's a great milestone  :)
    Thanks beanielou <3
  • powerspowers
    powerspowers Posts: 1,371 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Glad things are going well with the move, 🤞for plain sailing from here x
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £3,600/£5,000


  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    powerspowers said:
    Glad things are going well with the move, 🤞for plain sailing from here x
    Thanks so much! I'll keep you all updated, always good to have people who know the process that I can share things with <3 
  • Sistergold
    Sistergold Posts: 2,146 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Oh @julicorn it’s good that it’s all ticking along nicely! Well done on been mortgage neutral, enjoy it. You have managed to become mortgage neutral with this mortgage and you are all set to be mortgage neutral soon with the next! 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Sistergold said:
    Oh @julicorn it’s good that it’s all ticking along nicely! Well done on been mortgage neutral, enjoy it. You have managed to become mortgage neutral with this mortgage and you are all set to be mortgage neutral soon with the next! 
    Thank you so much! It's a great feeling even though it doesn't really change anything atm, but getting to this point before moving out feels like a really nice achievement. <3 
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,146 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Not been here a while and am amazed and pleased with all that has gone on, congrats on the allotment and the house offer being accepted!
  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Aimingforthegoodlife said:
    Not been here a while and am amazed and pleased with all that has gone on, congrats on the allotment and the house offer being accepted!
    Thank you so much for checking in! The allotment continues to be an absolute joy, we had a huge harvest (10 different types of veg) on Sunday - I can't believe how much you can still grow this time of year :)
  • debtfreeoneday
    debtfreeoneday Posts: 5,064 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Well done in the mortgage neutral!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Nichelette
    Nichelette Posts: 2,148 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Haven't been about much either so I missed all of this, but yay on new house! Hopefully you've exchanged now too? Fingers crossed for being settled in the new year :)
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £189,497.12
    Overpayments since 27.03.19: £53,964.80
    Moving fund so far £2500 - Premium bonds £9,500
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