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The last obstacale: it's the path.
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Hello!
I just paid just under £850 off the Credit card, I have £25 DD to pay on the 14th and then that is it - totally debt free and money in the bank.
I have learned so much over the last 2 years, and 2 months and I feel very positive that I have a way forward, and not just financially.
I will be starting a new diary on the Mortgage Free wannabee in the next few days - I will be saving for the deposit to be a mortgage free wannabe. Hope to buy something next year.
The obstacle really is the path.3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£02 -
Congratulations on paying off your credit card. Such a great achievement x2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️0 -
Well done on being debt free , put you yourself on the debt free roll of honour.Life is an adventure, never stop exploring.0
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Congratulations! You should be very proud
Debt free November 20220 -
Congratulations @DrCarrie it is fascinating to look back and see what we've learned in the process! Onwards and upwards love Humdinger xx1
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Thank you.3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£00 -
Congratulations please let us know the link for your mortgage free diary 😀*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Huge congratulations @DrCarrie - very inspiring! 1
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Thanks for dropping by both!
@Sarahwithlove - the new diary is here: https://forums.moneysavingexpert.com/discussion/6406802/drcarries-adventures-in-saving-to-be-a-mortgage-free-wannabe/p13-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£00
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