The Mortgage Free in Three - Take 6 challenge (MFiT-T6)

mummytummy

April update done.  Don’t think there will be much progress for the next 6 months as will only have one wage coming in 🫣

powerspowers

Form updated. I also have £1000 in my OP pot but I’m not counting that until it comes of age for the final form 
thanks to Julicorn for organising us x

Bounty123

Morning,
April update submitted. Not going to make my target but very happy that this challenge has given me some focus.
Thank you for running the challenge @julicorn
Have a great weekend everyone!

julicorn

Hey all, thanks so much to everyone who has sent through an update! I've just updated the sheet as well, you can see the latest figures here  

eat_that_frog

Hi @Julicorn sorry I was a bit late submitting my April update but done it now, thanks for organsing as always.

Don't think I'll quite hit my target by Jan 2025 but not far off. Increase in interest rates coupled with inflation has had an impact. This challenge has been very good at keeping me on track though with mortgage overpayments so thanks all.

smetf

Hi @julicorn
Thanks for your work managing all the updates. My total hasn't changed since Jan on the sheet but I did send the April update form through. No worries if it's easier to leave it to the next update to change though.
Current balance is £63,892
Smetf #10

Clueless56

Thank you @Julicorn.  I've had problems logging into my new mortgage account, but thought I'd submitted an update sheet about a week ago.  I'll ensure I submit in good time next quarter and both changes can be reflected then.

x_raphael_xx

April update sent.
Sorry for the delay, mortgage company is currently in the process of rebranding so getting hold of my balance has been a nightmare (1 hr + wait time on the call queue)

julicorn

Hi all, I just realised I seem to have made a mistake for the April sheet, so have updated it now and also included all the updates that came through later! Apologies that I've only just spotted that, I seem to have made a copy / paste error somewhere along the way. I hope it's all looking good now

x_raphael_xx

Thank you as always @julicorn

My overpayments will have to slow down for the moment. I'm still going to be putting some cash aside, but there maybe something brewing work-wise (whisperings of redundancies).

So I'm not actually going to pay it onto the mortgage just yet (in case I need ready funds) but I am still going to pretend the money isn't available to me. If things calm down in a month or two, I'll lob the pot at the mortgage then.