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The Mortgage Free in Three - Take 6 challenge (MFiT-T6)

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  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Thank you as always @julicorn

    My overpayments will have to slow down for the moment. I'm still going to be putting some cash aside, but there maybe something brewing work-wise (whisperings of redundancies).
    So I'm not actually going to pay it onto the mortgage just yet (in case I need ready funds) but I am still going to pretend the money isn't available to me. If things calm down in a month or two, I'll lob the pot at the mortgage then.
    Wishing you all the best! Sounds like a scare time. Hopefully things work themselves out for you <3 
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    julicorn said:
    Thank you as always @julicorn

    My overpayments will have to slow down for the moment. I'm still going to be putting some cash aside, but there maybe something brewing work-wise (whisperings of redundancies).
    So I'm not actually going to pay it onto the mortgage just yet (in case I need ready funds) but I am still going to pretend the money isn't available to me. If things calm down in a month or two, I'll lob the pot at the mortgage then.
    Wishing you all the best! Sounds like a scare time. Hopefully things work themselves out for you <3 

    Thank you. I've had a chat with the bf, and if it comes to it we should be able to almost scrape by on just his wage.
    So at least the mortgage & bills will be paid. I'd need to pick up something (anything) asap to make us more comfortable, but I'm less stressed knowing we'll at least survive with a few sacrifices if it comes to it.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • smetf
    smetf Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Popping by to say I submitted my July update with our goal target reached! Mortgage starts with a 5 🎉
    Just over £1k to go till max OP for 2024 is reached and will then boost savings so we can repay a chunk at the beginning of 2025.
    #10 Smetf
    Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614
  • mummytummy
    mummytummy Posts: 966 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    #17 updated for July 😊 Can’t believe we only have 2 more updates left of this challenge 😬  Thank you julicorn for running it 🙌🏻
    MFiT-T7 #17 (Jan 2025) £193k (Apr) £177k (July) £
    SPC 18 #6 £315.70(04/08/25)

    SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£
  • Bounty123
    Bounty123 Posts: 98 Forumite
    Sixth Anniversary 10 Posts Photogenic Name Dropper
    Morning,
    July update submitted. Steady progress but nothing spectacular.
    Thank you for running the challenge @julicorn
    Have a great weekend everyone!
    2025 MFW No:23
    MFiT-T7 12
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I can't believe we're on update number 10 of 12 already! I've just updated the sheet, thanks so much to everyone who has submitted an update. I'll check back in in a few days though, to give others time to submit theirs too :) 
  • powerspowers
    powerspowers Posts: 1,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Hi Julicorn, the sheet asked me to request access, I can’t remember it doing that before? 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • mummytummy
    mummytummy Posts: 966 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    edited 29 July 2024 at 9:03AM
    Same for me too, if you go back to an earlier update post from @julicorn and click on that link for the update sheet you can then slide along to the most recent one - hope that makes sense 🤞😂
    MFiT-T7 #17 (Jan 2025) £193k (Apr) £177k (July) £
    SPC 18 #6 £315.70(04/08/25)

    SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    edited 29 July 2024 at 12:26PM
    Oh that's really odd, thank you for mentioning that! I haven't changed the settings but google sheets may have changed its policy for direct links. Does this link work?
  • powerspowers
    powerspowers Posts: 1,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    It does! Thank you Julicorn!! Can’t believe we’ve only got 6 months to go 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


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