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2022 - Moving forward
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That’s an an awesome bargain.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
It's all in really good condition too, I don't understand why some of it is in there!beanielou said:That’s an an awesome bargain."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Sounds like great bargains. I'm considering risking the bargain rush tomorrow - although my freezer is pretty full...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Good luck with it! It's one downside of online grocery shopping, I never get to see the bargains any more. I'm contemplating whether to end it when my delivery subscription ends in June.savingholmes said:Sounds like great bargains. I'm considering risking the bargain rush tomorrow - although my freezer is pretty full..."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Today's PAD - £2Jan - £126Feb - £106Mar - £136Apr - £52"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Our Lidl used to do the £1.50 boxes but seemingly not any more - which is a bit annoying!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Today's PAD - £2, £2 yesterday as wellJan - £126Feb - £106Mar - £136Apr - £56"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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It's only the second time I've seen them in ours (although I haven't been in for months!). The first one I saw was just full of bananas, and I don't like them, so no use.EssexHebridean said:Our Lidl used to do the £1.50 boxes but seemingly not any more - which is a bit annoying!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Hope everyone had a Happy Easter! Lots of chocolate here
Not much to report, we spent part of yesterday with family. I took the kids to have a look around a car boot sale this morning, and to the park. No spends for me, little jwil bought a couple of DVDs and little miss bought a book and a soft toy. I can cope with them as I know they are stuff they will use.
I want a day at home tomorrow to try and carry on with the tidying.
I've cashed out on PA today so a bit extra to send to the mortgage tomorrow.
DH has sold a few items, so that's some more going, hurrah!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Well done on the sales and light spends at the boot sale. Great news on the PADs. Heading in the right direction.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253
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