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2022 - Moving forward

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  • jwil
    jwil Posts: 21,931 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We are genuinely doing more for the planet than the people with the perfect gardens. Helps me sleep at night ;)

    Exactly!
    Jwill if you have a spare corner or bit of soil I can highly recommend the aldi wild flower box of seeds. It costs 2.50 when they sell it. We had about a metre square that I dug over and we just chucked the wildflower seeds in. We got poppies and some lovely orange, yellow, blue and tiny white flowers which in turn brought some bees and butterflies. I've no idea what they were or tbh what I was really doing but it was a nice surprise to see what grew
    Oh that sounds great, I shall try and keep an eye out, thank you!
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,931 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Sunday :)

    No plans today so I've been tidying around.  All the bedding is in the wash, and the house is looking better.  Roast pork in the oven for lunch.  I've taken photos of two pairs of jeggings that I replaced with a smaller size this week (hurrah!).  I'll list them on ebay and try and cover some of the costs of the new ones.  I have a lot of listing to do from stuff that DH prepped as well, and the rest of the items I prepped last week.

    I'd been doing very well with spending this month, I've not spent so much apart from the jeggings and a couple of books and odds and sods.  Today however I have booked us 3 weekends away in Cornwall with S*n Holidays.  I get the codes on here so no spends required.  That will give us something to look forward to in March, May and October :)

    Have a good day everyone :)
    "If you can dream it, you can do it". Walt Disney
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think little and often on breaks is good
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think little and often on breaks is good
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,931 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm coming round to thinking that maybe having a few shorter breaks spread out across the year might be better than 1 long break in the summer. I also still don't feel comfortable about travelling abroad, the thought of being on a plane makes me feel quite sick.
    Yes, I like the idea too.  It means there's still something to look forward too.  I don't like everything being so busy in summer too, so prefer going out of season.

    I wouldn't be comfortable on a plane at the moment either.  I still don't like being in enclosed spaces, but I'll have to get over it as I'm due a train trip and a theatre trip next month!

    beanielou said:
    Great to have three wee breaks to look forward too  :smiley:
    Thank you, it will be nice :) 

    I think little and often on breaks is good
    I agree, always something to look forward to.
    "If you can dream it, you can do it". Walt Disney
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