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Getting FIREd up 😀
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Two further credit card accounts closed yesterday evening. I will be done with debts to third parties on September payday, then it's on to debts to self (🤦♀️) Sailing slightly close to the wind in the meantime - the extensive negative numbers on my savings spreadsheet, combined with my determination to get rid of the credit cards, means there's only £46.81 actually in the account at the moment 😬
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
First of the month round-up....
- Savings for retirement: -£1,431.79
- Average needed per month to retire in 9 years: £4,049.91
- Rolling 12-month average: £2,192.15
- Getting FIREd up starts: April 2027
Bleurgh! Over £500 knocked off my rolling 12-month average in a single month 🤦♀️! Slightly depressing to be doing all the right things and going backwards, but I have to try and remember all the months where I don't do anything and come away with ridiculous increases....
9(!) more paydays of repaying pots, then it's on to getting FIREd up and actually putting more towards it than a monthly pension contribution. Then the minus months will be really shattering 🤣!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Eight more paydays, I clearly can't count (I used my fingers as well, which is slightly worrying 😅)!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
I saw Christmas cards for sale yesterday....😬
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Was it an NT place or another tourist attraction? In fairness to them, they have their Christmas cards out for American tourists on their holidays…. If it was though, no excuse for that!
Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Yes, it was 🤣!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
They usually have signs explaining (which is how I know) - so as not to upset those of us who don’t want to think about Christmas until at least October! 🤣
Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Ah, well there may well have been, but I was too appalled to go any closer 🤣!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
To be honest, October is a bit early for me, although I have been mulling over where to go for our December market trip.
Mortgage Free November 2018
Early Retired June 20203 -
Me too, but at least it’s vaguely in the right direction. I used to be a firmly ‘not before Mr MV’s birthday at end of November’ person, but found it was stressful to find things by that point (especially as I try to find new stuff in CS for a few presents). We have already bookedour market trip (although that’s mainly because the Eurostar will only get more expensive if we leave it longer).
Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3
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