Getting FIREd up 😀

South_coast

You lot 🤣!

julicorn said:
"The ONS also revealed the five grocery items most likely to be in the average shopping basket - a two-pint carton of semi-skimmed milk, a pack of sliced ham, a box of breakfast cereal, some bacon and a bar of milk chocolate."

Sounds like a party!  

Sounds like the morning after the night before to me 🤣!

South_coast

In other fun facts, tonight's episode of A Touch Of Frost is brought to you by Kate the pathologist from Midsomer Murders, Damian Lewis and Laurel from Emmerdale 😀

(There's also a man who was one of the victims in the "A Tale of Two Hamlets" episode of Midsomer Murders, but I thought that might have been a bit too obscure 🤣!)

South_coast

Was feeling sad that I've not put anything into the ISA since October, so have just nicked £100 out of the LISA/EF savings and paid it in 😀 Feel better now!

edinburgher

@South_coast - may I ask why you use a LISA? You're a homeowner already and you will (hopefully) be able to access your pension earlier

SuperSecretSquirrel

Great minds think alike / fools seldom differ 😂

https://forums.moneysavingexpert.com/discussion/comment/78370019/#Comment_78370019

South_coast

LOL 🤣 

Yes, a few reasons really, but mainly:
a) It's tax free at the point of withdrawal, so won't count towards my personal allowance; and
b) It's a good proportion of the cash element of the plan, and I can't think of another way of getting a 25% uplift on cash

Glad to see my reasons are consistent (I continued waffling over the page) 🤣!

QueenJess

It's not a bad choice if you want to use it as part of your retirement plan and you already maxed out your workplace pension match.  That's partly why I have a LISA.

ruby_eskimo

Those are the same reasons I have a LISA, plus I can access it from 60 when I can't get any of my other pensions (work or state) till I'm 68, and I really don't want to be working at that age.

South_coast

I really don't want to be working at this age 🤣!!!

QueenJess

South_coast said:

I really don't want to be working at this age 🤣!!!

Lol! Me neither!