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Getting FIREd up 😀
Comments
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You lot 🤣!
Sounds like the morning after the night before to me 🤣!julicorn said:
"The ONS also revealed the five grocery items most likely to be in the average shopping basket - a two-pint carton of semi-skimmed milk, a pack of sliced ham, a box of breakfast cereal, some bacon and a bar of milk chocolate."
Sounds like a party!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
In other fun facts, tonight's episode of A Touch Of Frost is brought to you by Kate the pathologist from Midsomer Murders, Damian Lewis and Laurel from Emmerdale 😀
(There's also a man who was one of the victims in the "A Tale of Two Hamlets" episode of Midsomer Murders, but I thought that might have been a bit too obscure 🤣!)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Was feeling sad that I've not put anything into the ISA since October, so have just nicked £100 out of the LISA/EF savings and paid it in 😀 Feel better now!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
@South_coast - may I ask why you use a LISA? You're a homeowner already and you will (hopefully) be able to access your pension earlier5
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Great minds think alike / fools seldom differ 😂
https://forums.moneysavingexpert.com/discussion/comment/78370019/#Comment_78370019
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LOL 🤣
Yes, a few reasons really, but mainly:
a) It's tax free at the point of withdrawal, so won't count towards my personal allowance; and
b) It's a good proportion of the cash element of the plan, and I can't think of another way of getting a 25% uplift on cash
Glad to see my reasons are consistent (I continued waffling over the page) 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
It's not a bad choice if you want to use it as part of your retirement plan and you already maxed out your workplace pension match. That's partly why I have a LISA.
2026 decluttering: 469 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️
2026 use up challenge: 158🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3003 -
Those are the same reasons I have a LISA, plus I can access it from 60 when I can't get any of my other pensions (work or state) till I'm 68, and I really don't want to be working at that age.Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20174
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I really don't want to be working at this age 🤣!!!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!8 -
Lol! Me neither!South_coast said:I really don't want to be working at this age 🤣!!!2026 decluttering: 469 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️
2026 use up challenge: 158🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3003
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