Getting FIREd up 😀

South_coast

You could just avoid the surveys which are denominated in USD, Vix? Not ideal, but....?

There haven't been a huge amount from what I've seen so far (although not exactly been on the top of my Prolific game recently)

Baileys_Babe

greent said:

edinburgher said:

I feel this is totally the place to ask this

If someone leaves a Sainsbury's till spit "Get xxx points with this voucher when you buy y", will I get the points if I use it, or would it go to the person whose Nectar card led to the till spit?

Whilst it details the last few digits of another Nectar card I have always received the extra points when I have used one of these left by someone else 

Thanks this is good to know.

themadvix

South_coast said:

You could just avoid the surveys which are denominated in USD, Vix? Not ideal, but....?

There haven't been a huge amount from what I've seen so far (although not exactly been on the top of my Prolific game recently)

I think that may be the way to go… I could also set up another account for prolific in my accounts, but that’s more faff!

South_coast

First of the month round-up….

• 3.7*x extra £50s this month, coming from bank account cashback, surveys, interest, some tilly tidies, We Buy Books and TopCashBack (all 32p of it 🤣). Used them to top up the car pot after recent service / MOT / insurance / breakdown cover expenditure

Nothing very earth-shattering going on here. The stock market continues to go mad, the two larger pensions have both gone up by over £800 this month, with the smaller one +£400ish. None of these are receiving any new money, so this is all growth. On the flip side, the refurb pot is now running in minus numbers as I've raided it for something else, so I've actually gone slightly backwards this month 🤦‍♀️!

In other news, I seem to have just burned through money this month. I had “debts to self” of £221.43 to clear on payday (😬), although some of that was at least for things I'll have the benefit of during April but just couldn't wait (petrol, make-up and a haircut!). However, during March I appear to have had a takeaway, four meals out and purchased expensive and unexpected tickets for something (as well as cheap but unexpected tickets for something else)! Er, that might explain it then 🤦‍♀️😳🤣! On that note, I REALLY MUST stop overeating 😬 Need to focus on April being “lean” in more ways than one!

* Random amount, was trying to get the car pot to a round number 🤣!

10.89 years to go….

South_coast

First day of the tax year round-up….😀🤣

+ £4000 transferred to LISA

+ £10000 parked in a new cash ISA until I need it later in the year

+ £2927.63 (niece's savings) also parked in a second new cash ISA (very exciting to now be able to open two so I can still keep her money separate)

+ £250 x 12 months = £3000 into the S&S over the course of the year

+ £72.37 random ad-hoc payment just made into the S&S

= ISA allowance maxed out!

NB: This is not new money, so don't anyone go thinking I'm Mrs Moneybags 🤣! (In fact the only new money is the £72.37 into the S&S, which I didn't actually have and have pinched from the refurb fund, leaving it with an even bigger minus number!) I'm just holding a lot in cash at the moment for various reasons, and with a recent job change resulting in a halving of my personal savings allowance* I'm very conscious that the taxman cometh, so wanted to get as much locked away from his grasp as I can. Not particularly happy with that cash/S&S ratio (especially when shares are doing so well at the moment 🙄), but as I need access to the money soon, that can be a problem to address next year!

* Worse problems to have, I know!

South_coast

Grrrr, I was too hasty! Completely forgot that the account my niece's money was in would have interest due - £12.59 has dropped in overnight and now I've got nowhere to put it 🤦‍♀️! 

On the flip side, the account my money was in has also had interest added - £93.26 for the month, which is why the limit was starting to become a problem!!!

QueenJess

Happy new tax year 😂

South_coast

Thanks 🥳🥳🥳!

debtfreeoneday

Well done on all that money managing!  

edinburgher

Happy new tax year

Were you invited to do any kind of skills tests on Prolific recently? I was offered 2 today, one on reading comprehension and another on attention to detail. Only managed to do the comprehension one but they did mention the potential of more highly paid surveys.