Mortgage start: April 2024 - 295k Current £256k
Emergency fund: 13.5k/15k
Current mortgage free year: 2054 2039
Mortgage free diary: Snug & Sorted: Our Race to Mortgage Freedom
The little joy list
Books read: 41 (2024) | 12 (2025)
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Getting FIREd up 😀
Comments
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CM, my investments are all ESG too, despite the higher fees compared to a passive tracker. If you’re interested, Doughnut Economics by Kate Raworth is an interesting read.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
South_coast said:I think it'll be worth around £80k by the time I'm 60
Even more exciting, I calculated I "only" need to find another £32k to make up the remainder of my contributions 😀 Now, how many extra £50s is that....🤔🤔🤔???Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
640 which seems surprisingly few...3
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Yep, easy peasy 👍👍👍🤣Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Gah, very detailed dream about, er, relations with a colleague! At least this time a) this one is quite nice; and b) all we did was kiss and gently touch hands (it was just the first blossoming of our involvement, we spent most of the time discussing the fact he is married with children 😬 and that he had a huge field as a garden and how much upkeep it must take 🤷♀️) It appears even in my dreams I have no desire to wield a lawnmower! Not sure I'll be able to look him in the eye in real life for a while now, never thought of him in that way when I was awake 😳
Thank God tomorrow is 1 February!!!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Very very funny, I was like I wonder what sensible things South_coast has written about this morning - and I definitely wouldn't have guessed. That's made me smile before work thank you!5
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Brilliant!! He doesn’t know you dreamt about him .. unless weirdly he has had the same dream ….Good to know the expense of a sit on lawnmower not in your future or needing to be pot to save forDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest4 -
kaycastle said:I was like I wonder what sensible things South_coast has written about this morning....Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
He's in the office today as well. Fortunately our eyes have only met briefly through a window 😳!
So far....🤣Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Was he mowing the lawn on the other side of the window?Mortgage start: April 2024 - 295k Current £256k
Emergency fund: 13.5k/15k
Current mortgage free year: 2054 2039
Mortgage free diary: Snug & Sorted: Our Race to Mortgage Freedom
The little joy list
Books read: 41 (2024) | 12 (2025)5
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