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Getting FIREd up 😀

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  • themadvix
    themadvix Posts: 8,786 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I have a suspicion about the other thing… but I’ll keep it to myself. I may be waaay off the mark!

    Dry Jan doesn’t exist here - no interest in a dry birthday!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Me too TMV, but my guess would probably be considered quite exciting, so I'm probably way off too 😄
  • South_coast
    South_coast Posts: 5,896 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    If your suspicions involve BF and I living together, you are definitely a long way off 🤣!

    Fair point on dry January, Vix - other months are available! Although even February has 29 days this year 🙄
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • I am enjoying one day of dry Jan as I have a hangover -: why people think shots are a good idea I will never know .. 
    I am planning a largely dry … as have couple events I do want to drink at this month 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • QueenJess
    QueenJess Posts: 4,521 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    I’ve never done dry January as I’m not a huge drinker anyway and it’s DH’s birthday so we may have a drink then. I can lend you a 2 year old if you want… no one would drink too much knowing they have to get up early the next day for a child without a volume control 😂. It’s the best cure for wanting to drink!
    2025 decluttering: 4,011 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 344🥉🥈🥇💎🏆
    Big kitchen declutter challenge 113/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • South_coast
    South_coast Posts: 5,896 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Just to clarify, I do drink LOADS less than I used to 🤣! If I can make it until 7.00pm I'm absolutely fine, it's just a nice little something late afternoon (only if I'm off work, obvs 🤣) or early evening is very nice. I can't recall the last time I had a hangover, haven't had much over Christmas, and I certainly don't drink every single day like I used to. I gave someone some sensible advice a few months ago that they didn't need to give up completely, but just try to restrict themselves to the 14 units per week which is the guidance, then thought "That was a good idea, I could take that on board myself" - except I subliminally seemed to see that as a target rather than an absolute limit 🤦‍♀️! Then I found myself having a cheeky extra glass of something because I was still "allowed" to, rather than it necessarily being a good idea. 

    So, dry January for a bit of a reset. My thinking is that if you find it slightly challenging it's probably all the more important that you do it!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,896 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Yes, definitely like speed limits, Vix 🤣! Need to remind myself of my little motto: "Just because you can, doesn't mean you should"!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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