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Getting FIREd up 😀
Comments
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This is terrifying to me! I understand the workings and would probably do it if I didn't need to deal with an impending remortgage. But it's still scary.South_coast said:
Just re-reading my old diary, and in March 2020 I had £40.2k available over 6 cards, so clearly not as bonkers as it feels!South_coast said:
I now have £33k available across 6 cards though, which is a bit bonkers.3 -
I should probably clarify that they were just the credit limits! I've certainly never owed anything like that, even with stoozing - I would agree that's terrifying 😬!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
There's probably more past-diarists/lurkers hanging about and reading diaries than you realize!South_coast said:
Still re-reading my old diary, and was amused to see I recommend ZipZero way back in September 2020 when they were having funding issues but I decided to persevere as I was scanning receipts to others anyway. Very pleased I did, I've had £272.46 from them since then - if only you'd all listened to me back then 🤣!
Also sad to see regular contributors who have fallen by the wayside with their updates. Hope their journeys are all still going well x
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I logged back in yesterday for the first time in maybe 9 or 10 months.... 😃 I'm waiting for my Nectar purchases update for the year 😄😄😄ElmoR said:
There's probably more past-diarists/lurkers hanging about and reading diaries than you realize!South_coast said:
Still re-reading my old diary, and was amused to see I recommend ZipZero way back in September 2020 when they were having funding issues but I decided to persevere as I was scanning receipts to others anyway. Very pleased I did, I've had £272.46 from them since then - if only you'd all listened to me back then 🤣!
Also sad to see regular contributors who have fallen by the wayside with their updates. Hope their journeys are all still going well xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £204 -
Ooh, lovely to have lurkers remove their Invisibility Cloak 😀! Hope you're well, greent? And obvs the Nectar update is the highlight of everyone's January....🤣Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
In other news....BIG display of Valentine's cards in Sainsbury's today 🤦♀️🤦♀️🤦♀️Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Why isnt there a dislike button.. V day! argh!South_coast said:In other news....BIG display of Valentine's cards in Sainsbury's today 🤦♀️🤦♀️🤦♀️DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest6 -
The Easter chocolates were all out (underneath Cadbury’s snowballs) in Budgens yesterday 🙄 it’s no wonder there’s an obesity epidemic!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway6 -
OMG, I didn't even think about Easter 😱! Good job I didn't go in the "seasonal" aisle!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
I AM DOWN TO FOUR TYPES OF CHEESE!!!
One more go and I reckon I'll have cracked it 😀🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3
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