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Getting FIREd up 😀
Comments
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Just re-reading my old diary, and in March 2020 I had £40.2k available over 6 cards, so clearly not as bonkers as it feels!South_coast said:
I now have £33k available across 6 cards though, which is a bit bonkers.Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Merry Christmas SC! Thanks for all the OnePoll entertainment this year 😂Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
You too, Vix. I am sure there will be plenty more One Poll madness to come in 2024 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
More reading of my old diary, and was delighted to note that I reinstated my pension contributions to the maximum my employer would match just 9 days before being told I was getting made redundant. I remember getting a certain satisfaction from correcting their workings as they had assumed they would just need to pay me the minimum figure when calculating my pay in lieu of notice, but I didn't realise it had been that close to the wire!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
I do hope Santa brings me a moss bowl ..DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
🤣Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
Have a great Christmas, SC! xMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!2 -
Thanks Jessy, hope you had a good one? I still have a full tummy from eating cheese last night (no regrets 😀), just about to get ready for a run!
Still re-reading my old diary, and was amused to see I recommend ZipZero way back in September 2020 when they were having funding issues but I decided to persevere as I was scanning receipts to others anyway. Very pleased I did, I've had £272.46 from them since then - if only you'd all listened to me back then 🤣!
Also sad to see regular contributors who have fallen by the wayside with their updates. Hope their journeys are all still going well xMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
STILL re-reading my old diary, and have come across a post I wrote in March 2021 saying my retirement calculations don't take into account any inflation or growth on my investments - but I don't expect inflation to be more than growth....🤣🤣🤣
Oh past-SC, if only you knew what 2022 has in store 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
We did thanks SC, also had lots of cheese! 😂
It's always nice reflecting on how far you've come, you've done so well!
Have a happy New Year and all the best for 2024 xMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!3
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