Getting FIREd up 😀

South_coast

I can't take too much credit for the extra £50s, as most of it did come from the holiday pot, but boy does it feel good to get the big bill pot filled (12 months before I need it 🤣 but next year really is all about the refurb). And yes, I think the insurance refund did have about £15 taken off from memory for admin, but still a bit pants!

Ruby, yes next year is the year of the refurb 👍👍👍 I'll have been here 8 years by then, with a lot of things steadily getting worse, so it's definitely time! Still, the heating works and I have had new windows put in, so I have a lot to be grateful for 🥰

LadyWithAPlan

South_coast said:

Just read this by The Escape Artist. An excellent reminder of what we can actually "afford" to do once we take control of our money 😀:

This is brilliant. Yes small dopamine hits to keep you focused are one thing but she is so right - dont work a job you dont love and not send and 'fritter it away'



15 x £50 cashbacks wow - Queen of MFW right here  

I do pay tax on my interest due to my house deposit - I have to file anyway but this year it will hurt!  luckily I will be BR or it will hurt even more
So I understand steps to avoid it..I mean you earn the money in the first place and then they tax you on your earnings on it!! 
I work with some uber wealthy people  though and they use all these tax avoidance schemes, off shore, trust, charitable donations to help their tax returns    etc and so its the middle class that ends up paying for the NHS etc -  ...dont get me started.

South_coast

This morning looks to be the perfect opportunity to break out the running gloves I bought at the end of last winter and haven't had a chance to use yet 😳

edinburgher

@South_coast - good idea! I was kicked out of bed by DD2 at 4 only to discover that we have a winter wonderland outside  ❄

South_coast

Ooh, a winter wonderland sounds fun 😀! We just had a few patches of ice (now melting in the sun), but it was VERY cold (went down to -4 by the time I went out - can't remember it ever being that cold here before 😮). The running gloves rose to the challenge though, just could have done with a balaclava as well 🤣!

South_coast

Some fool in Lidl left their £96.85 receipt in their trolley - that's a much better amount for this week's 1% ZipZero than my £16.88 would have been 😀! I was so focused on snaffling it that I had to go back to retrieve my £1 😅!

LadyWithAPlan

South_coast said:

Some fool in Lidl left their £96.85 receipt in their trolley - that's a much better amount for this week's 1% ZipZero than my £16.88 would have been 😀! I was so focused on snaffling it that I had to go back to retrieve my £1 😅!

Great mse win! 

I have yet to work out how to maximise ZIPZERO .. do you wait til you see what cashback per store give you ? Do you need to opt in to any. 

QueenJess

South_coast said:

Ooh, a winter wonderland sounds fun 😀! We just had a few patches of ice (now melting in the sun), but it was VERY cold (went down to -4 by the time I went out - can't remember it ever being that cold here before 😮). The running gloves rose to the challenge though, just could have done with a balaclava as well 🤣!

I read that as a baklava. Must have baking on the brain!

South_coast

Baklava would also have made it more enjoyable 🤣

South_coast

LadyWithAPlan said:

I have yet to work out how to maximise ZIPZERO .. do you wait til you see what cashback per store give you ? Do you need to opt in to any. 

LaPlan, I will give you some tips tomorrow 👍