📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Getting FIREd up 😀

1131132134136137274

Comments

  • South_coast
    South_coast Posts: 5,906 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    More b*ggering about, and I have £5.82 coming my way from We Buy Books (once I've rounded them up, packed them and shipped them, that is 😅)
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,906 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic

    Phew, I'm glad that's cleared up 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 22 August 2023 at 1:06PM
    Survey questions really make me smile at times!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • edinburgher
    edinburgher Posts: 13,922 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    Phew, I'm glad that's cleared up 🤣!
    Stop showing off :D
  • South_coast
    South_coast Posts: 5,906 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Sorry Ed, even more showing off to do now I'm afraid....🤣

    So the company that manage my block of flats have been in touch to say we shouldn't be paying for surface water drainage, as it doesn't discharge to the sewer, and if we are then we can request a rebate - backdated up to 10 years. Turns out I was, £284.09 credit applied to my account 😀 That's cleared off my outstanding balance for the rest of this financial year, so nothing to pay until April, with enough credit left on the account to make next year's payments around £10/£11 a month (actually, probably a bit less than that, as that's based on this year's bill, which included the extra charge). They did say I could request it as a refund instead of leaving it on the account (which would have been an excellent boost to the extra £50s), but quite frankly I can't be bothered to get in touch with them again and hardly paying anything until April 2025 isn't a bad substitute!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • killerpeaty
    killerpeaty Posts: 2,658 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Amazing! You gotta be dead chuffed with that, totally being a human and all!
  • Nice! They did that for me as well, but I'd only been paying for 10 months or so so it was a much smaller amount. Very satisfying.
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • South_coast
    South_coast Posts: 5,906 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic

    Just spent a very stressful half an hour or so trying to work out which was the best deal between three different websites for ordering the same garment 😮 

    Good job I plumped for the one with free delivery and free returns - it's going back 🤦‍♀️
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.