We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Getting FIREd up 😀
Comments
-
@QueenJess - I'm also interested - I clear a fiver on a good month from our massive grocery spend. Not sure where @South_coast is racking up the spend. I tried it for Amazon? A couple of times, never tracked so stopped using it for online spend2
-
OK, a couple of tips:
1. I use TopCashBack and ZipZero (🤫) I go through ZipZero first and keep that browser window open, then I open a new tab with TopCashBack and complete my transaction via them. Because you have to manually confirm your transaction to ZipZero, it doesn't register that you haven't actually bought from the window it opened. The £11 I claimed this morning was 5% on a hotel stay, and I have 10% TopCashBack confirmed for the same booking and just waiting to go to payable
2. If I don't get the "We have received your email" message back when I forward an order confirmation, I keep on forwarding it until I do (sometimes can take 5/6/7/8 times). Once you get the email, it's in their system
3. On a Monday morning while I'm having my breakfast, I opt in for the in-store offers for everywhere I might feasibly shop during the week. If I shop at the same place more than once in a week (eg I always buy petrol at the supermarket) then I collate the receipts during the week and upload them at the weekend, doing the biggest value for each retailer first - it applies the in-store bonus to the first receipt it receives, not the one with the earliest date
4. Time. Because it takes much longer for the online shops and the shops with in-store bonuses to get approved, it'll be a while before you start to get decent values coming through, but once you've built up a critical mass you'll tip over £5 much more regularly
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Squirreling these tips I am, particularly for when I can next afford a hotel stay or other expensive thing!A couple of questions:
- How do you upload more than one receipt from the same retailer? I thought you could upload one and then the offer disappeared?
- Is there a set day at which an offer "reappears" (i.e., will Morrison's reappear every Monday if they're still offering cashback)?
Much appreciated3 -
Yes, you only get the higher amount on the first receipt you upload for each bonus retailer in any given week, with just the regular amount for any subsequent ones, so that's why you collate them and then see at the end of the week which had the highest value. The in-store offers run Monday-Sunday, which is why I do it as my little Monday-morning ritual.
I should start putting this ninja-level advice behind a paywall 🤣🤣🤣Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Not sure I'm making myself clear? I thought you could only submit one receipt? Sounds like you're saying you can submit more than one but only one gets bonus amount? How do you add more than one shop?3
-
Sounds like you just find the most expensive one for a particular shop from the week and submit it- that is how I read it.3
-
Yep, exactly that. There's no limit on the number of receipts, you just keep hitting the add receipt button. But if you've been to say Sainsbury's and spent £10 one day and £5 another day, you want to input the £10 first for the extra bonus, with the £5 just getting you the regular amountMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
I'm so impressed with your never ending energy. I feel pleased with myself if I have the energy to do a single survey in a few days!2
-
LOL, I don't feel very energetic 🤣! I was so worn out after my shower this morning (and a run, admittedly) that I just lay down on the sofa and tried to sleep. The next time I looked at the time, two hours had passed! I don't think I managed to sleep, but I didn't exactly do anything productive either!
The rest of the afternoon has been spent finishing a book I was finding annoying, interspersed with a bit of cleaning, a bit of eating, and some washing up. Now off to start dinner, which means MORE washing up 🤦♀️ I am longing for a dishwasher!!!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Just spent a very stressful half an hour or so trying to work out which was the best deal between three different websites for ordering the same garment 😮
It was the same price on all three, but one was free delivery, £1.99 returns, 3.4% TopCashBack and 2.0% ZipZero. Another was an extra 10% off, £4.99 delivery, £2.99 returns, 6.8% TopCashBack and 0.5% ZipZero. But the one that was juuust riighht was free delivery, free returns, 5.95% TopCashBack and 6.0% ZipZero 😅
Being MSE does make things unnecessarily complicated sometimes 🤣!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards