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Getting FIREd up 😀

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  • South_coast
    South_coast Posts: 5,905 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Hair and make-up done and lots of natural light and I'm in ✅️ Thought I might have to resort to putting the same top on at one point (yes, I do still have it, nearly 10 years later 🤣!)
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Glad you managed in, as you thought it was just the poor lighting causing problems yesterday. 
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • edinburgher
    edinburgher Posts: 13,915 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I am finding ZipZero very twitchy, my account gets locked about once a week. Easy enough to fix but a nuisance and I'm not sure why.
  • South_coast
    South_coast Posts: 5,905 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Yeah, I get that too. Again, no idea why, but I look past it for the free money 😀😀😀
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,905 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Of course, stoozing only works if you transfer the money you've spent into savings and not immediately pay it off a different card to the one you've spent it on 🤦‍♀️🤦‍♀️🤦‍♀️🤦‍♀️🤦‍♀️

    Fortunately it was only £1.50 this time!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,905 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    So we're almost halfway through the year (yes, I know 😱), how are we getting on with our two lists?
    So, I know I said "no goals", but I was very taken with this idea:
    I'm a bit of a mixture! I can confidently say 3/5 on List A, and I reckon I'm 2.25/5 on List B 🤔 Less "Blowing my nose repeatedly" is definitely made easier by more "Wearing make-up on days off" and "Making more effort with skincare" (you don't want to wipe it all off), but perhaps less "Ruminating about money" was too lofty an ambition 🤣! And do I really want to? After all, it's how I paid off my mortgage after 5 years, and is (hopefully) how I'll retire early 🤔 I think the aim was to just think less about it - which a new focus on stoozing and trying to reach "the next £50" is not really compatible with!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,905 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    EPIPHANY!!!

    When I worked out my figures the other week, I completely forgot that I/work make pension contributions each month, and only included what I save from my post-tax income - what a clown 🤦‍♀️! 

    11.88 years to go....
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That's a more palatable figure!
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • South_coast
    South_coast Posts: 5,905 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Yep, now if I can just find a few more ways that tweaking my bad maths can gain me two years....🤣
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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