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Simple living in the country - back to basics
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dawnybabes said:The household legal cover covers for lots of things. My DH was misdiagnosed and subsequently died, I’ve a 29 page nhs report explaining where it went wrong (dr not following protocol, then system error (now been changed) then radiographer reporting error) my house legal cover is covering legal costs for this.Part time working mum | Married in 2014 | DS born 2015 & DD born 2018
https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1
Consumer debt free!
Mortgage: -£128,033
Savings: £6,050
- Emergency fund £1,515
- New kitchen £556
- December £420
- Holiday £3,427
- Bills £132
Total joint pension savings: £55,4257 -
Morning MSE chums.
Hope you're all good. I slept surprisingly well last night, although I woke early (didn't actually get up early, mind you).
Nothing much money related happening today, although it is of course Monday Finances day, so I might do a bit of shuffling later if I get chance.
Did anyone see this??
https://bbc.in/3svBr1e
😂😂 made me laugh and laugh - I definitely wouldn't have lost my power cut cheque if it had been for this much! 😂😂11 -
Yes, I saw that and thought of you (bring the only person I know to have received one!). What were they complaining about? I’d have been straight down to the bank to pay it in! 😂Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway11 -
themadvix said:Yes, I saw that and thought of you (bring the only person I know to have received one!). What were they complaining about? I’d have been straight down to the bank to pay it in! 😂
except I think I'd have framed it to hang over the desk
2023: the year I get to buy a car9 -
I saw that cheque on Twitter - someone's head will be rolling at Northern PowerGrid I suspect! Oops! Oddly enough my first thought when I saw it was "Cheery wouldn't have lost THAT one!" too!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her9 -
When I heard about the cheque my first thought was of Cheery 😊Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family6 -
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Another here that thought of you Cheery when I saw that article online. I had a good old giggle at it too,
Edwink x*3.36 kWp solar panel system,10 x Ultima & 4 x Panasonic solar panels, Solaredge Inverter *Biomass boiler stove for cooking, hot water & heating *2000ltr Rainwater harvesting system for loo flushing *Hybrid Toyota Auris car *RIP Pingu, Hoppy, Ginger & Biscuit *Hens & Ducks* chat thread. http://forums.moneysavingexpert.com/showthread.php?t=52822097 -
Cheery, I hope your tum is more settled today. Yes, I thought of you when I heard about the cheque too
When we lived in a different part of the conurbation, we paid a water bill to one company and then the sewage bill to another. Since we moved here we are back to one bill. Our water is metered, it is compulsory whenever a property is bought/sold here. I'm afraid I can't tell you what we pay as Mr hb deals with that; we are not heavy users, particularly as neither of us have baths ( we do have a bath here, unlike our previous house, but it is years since I was able to get in and out of one!). The info about grey water etc is interesting but there is no way we can take advantage of it down here in our basement flat.
It's not difficult!
'Wander' - to walk or move in a leisurely manner.
'Wonder' - to feel curious.6 -
Just coming in late with another water post - just paid our bill for 6.5 months (they send 2 a year but the split is not even) @ £440... ouch!I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £2010
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