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Simple living in the country - back to basics
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What you're doing really *is* awesome. Congratulations!2023: the year I get to buy a car2
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Bravo!! 😊 You are making me feel tired just reading your post! 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I am genuinely in awe Cheery - that is really going some with that cycling - well done you! You’ve inspired me a bit actually - the furthest I’ve gone in any sort of recent times is about 12 miles, but I really would like to go further, so once my back is (hopefully!) feeling a bit less ouchy and we’re back from our holidays maybe I’ll just trundle off one day and see where I get to…although I’d need to come up with some practical routes avoiding the main roads!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
Thank you all 😊 To be honest, I've been impressed with myself 😂😂 This is the first challenge type thing that's actually motivated me to get off my backside this much.
I confess last night was the first time I REALLY didn't want to get back on the bike though... I'd done 40 miles the day before, 11 that morning, and needed to do another 15... Five miles into the exercise bike though, I was VERY ready to stop. I managed another one, then stopped for a cuppa, did another one after that, and then NOPE. The final 8 got done this morning 🙄
The whole thing has made me want to do some more cycling though 😊 I can keep going for quite a long time but I'm rubbish at hills 🙄 so something to work on considering where we live 🙄😂 Most of this challenge has been on railway trails, but they're not a smooth surface, so you don't get much freewheeling! Loved exploring the Cheshire countryside a bit more yesterday though. Hope you can get out and about a bit more too EH! 😊 I find breaking the miles up with ice cream stops really helps 😂9 -
So. Today. Finished the bike miles, nipped out for a bit, FINALLY planted some seeds - I'll be amazed if any of them have time to turn into anything at this stage but you never know 🙄
Given them all a good water and now we're abandoning them for several days while we go ON HOLIDAY!!!
can't tell you excited we are 😃😃 In a minor miracle we managed to find a self catering apartment for a few nights at the seaside 😁 Sea view, bay window, our own little kitchenette thing 😊 I'm sure we could have found something either cheaper or more 'us' if we weren't trying to book the day before a bank holiday in half term week 😂 But hey ho, it's done now, and at least we can cook at least some meals.
😊😊😊😊😊10 -
Enjoy your holidayFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family4 -
Happy happy holidays
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Have a lovely few days away and well done on your recent challenge too - very inspiring.June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!4
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Oooh wonderful for the spontaneous holiday! 😊 Don’t worry about the seeds - give them a quick sprinkle of water before you leave, put them somewhere shady and they will just be appearing when you get home!KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Happy holiday Cheery!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4
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