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Simple living in the country - back to basics
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That’s so lovely of Mr Cheery Senior 😊
Glad to hear the chicklings are getting on and getting used to each other too.Fingers crossed for no more strike days - is their any movement in the negotiations?
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Oh dinner out sounds like a lovely treat - that is very kind of Mt C's dad :-). And then a night or two in town - a change is as good as a holiday!
If it feels like too much right now, your other saving accounts can wait a bit.
Funny fact I was thinking about in regards to your expense claim. I'm pretty certain that literally no-one checks the ones at my work! We went over to an new online HR system some years ago, and certainly when I was managing nothing ever came my way for approval. I think the thinking was it was cheaper just to put them through then check them? Not that I have many to be fair, or anyone I work with is likely to either, but still. Hopefully if we are ever audited it won't cause any problems!Live the good life where you have been planted.
Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary4 -
That's a lovely evening out from Mr Cheery Sr - have a great time2023: the year I get to buy a car2
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Thanks all 😊 I've not got round to quibbling the expenses yet, a job for this week.
No word of movement on the negotiations yet 🙄 I know they're having another meeting on the 14th, but we're all hoping things are going on behind the scenes before then 🙄 Out from next Wednesday for 6 days if it's not called off 🙄
Anyway, yawn to that. I have a bed for tomorrow night with a cheerful pal and we're off out for tea so all good 😊6 -
Enjoy your meal tonightI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Thanks beanie 😊
We had a lovely meal! New to us restaurant, with really nice food. A lovely evening 😊
Snow's started near work, and everyone else has gone home 🙄 I'm sticking around and will walk to friend's house tonight.
I hope some people actually turn up to my class tomorrow after I've made all this effort. Bet they don't 🙄 Hey ho.
Dentist this morning for root canal treatment. I'm a bit like a bear with a sore head this afternoon and would quite like to be at home in bed!5 -
Poor you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Oh Cheery, all the fun of a night in town is lost if you are feeling rotten after the dentist. Sending huge hugs. Hope whomever you are staying with is understanding enough to let you just head to bed 🤗Live the good life where you have been planted.
Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary3 -
Much sympathy on the root canal.My educational
institute stint was 1 in 5 got checked, as instructed by the powers that be (gritted teeth emoticon) we queried to make sure people understood and so it didn't happen again, and paid after discussion, Hope it gets resolved quicklyMy mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo3 -
I hope the numb face is now less numb and not too painful, and that a "soft-tea" last night was enjoyed!
How lovely of Mr C Senior too - nice to have found somewhere new that it sounds like you may use again too as a result of that generosity.
How are the snow levels with you? We had a little yesterday, but it was giving consideration to thawing by the time I went to bed last night and had almost entirely disappeared by this morning but I rather get the feeling you will not be experiencing the same.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5
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