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Simple living in the country - back to basics
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Aww Cheery I am sorry - how sad. Glad the others don't seem too bothered, but the timing really wasn't ideal was it.
I hope the trip to Scotland is lovely and helps to cheer you up a bit! Not been to Tebay services in yonks - it's just below where we tend to join into the M6 for the most part, so we rarely pass by!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Enjoy Scotland, and I'm sorry about Poppy chicken. She had a good life with you.Live the good life where you have been planted.
Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary3 -
Sorry to hear about Poppy. I hope you have a nice time in Scotland ❤Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!3 -
Sorry about Poppy.
Enjoy your time in Scotland.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Sorry to hear about Poppy. Have a lovely time away xx3
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Sorry to hear about Poppy 😔 But lunch at Tebay sounded great (still never been - whether we’re going to the Lakes or past it, we usually go through it for the scenery) and I hope you have a great time in Scotland!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
Poor you and poor Poppy, though she had a lovely life with you ❤️Tebay is a lovely services, I know that sounds a strange thing to say about a services, but it has a unique atmosphere…. 😊
Have a lovely time 🏴KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Sorry to hear about Poppy chicken. She had a fabulous life with you.
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living1 -
Glad you are doing well on happy wheel as I am not this month …
I just had my copper coil swapped for the Mirena coil so let’s see what happens. Seems ok 3 hours inSuper painful though removing old one..
Sorry re the chicken .. no doubt it’s starting in Chicken Run the hen heaven version nowDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
Thank you all for your kind words xx
Tebay is indeed a lovely services - we stopped there on the way up and the way back down again.
And what a lovely time we had! Sad about Poppy chicken of course 😕 but so lovely to hang out with pals, and the wedding itself was utterly lovely, such a stunning venue, lovely food, and much jollity and dancing.
Not a cheap weekend... Paid for the hotel a while back - at £165 for both of us for 2 nights not too bad. Then there was diesel, dinner at services on Wednesday, curry on Wednesday evening, breakfast on Thursday (just tea and a scone though), drinks in the evening, and breakfast in the hotel this morning, oh, and lunch at the services today. And £30 to park the car for the weekend (half price as validated by the hotel so I'm notionally counting that as part of the hotel cost because I'm so flippin outraged at even the 'discounted' amount! 😱😱)
Altogether around £400 I think 😮😮 so we could do without too many of those, but it was SO lovely 🥰🥰🥰 And our first time going away for more than one night in over five years 😊😊😊
Many thanks to my sister for staying here and looking after the remaining chickens. Apparently she had an extremely quiet study weekend and wrote us a very detailed chicken report of what had happened 😂
Dropped friend at the airport on the way back and now just lounging around and generally being very tired!13
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