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Simple living in the country - back to basics
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Hopefully everything worked out OK, the dentist wasn't too grim, and you didn't have to wait too long!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Dentist wasn't grim and I didn't have to wait at all - I parked the car and checked my phone, only to find a missed call an hour earlier cancelling the appointment 🙄 Dentist apparently came back from holidays yesterday and woke up ith a streaming cold.
Whilst I absolutely do NOT want a poorly sneezing dentist, it's rather vexing as this was a 90 min appointment, so I've had to reschedule for a month away, and the follow up for September. This has been dragging on since January I think so a bit sick of it now! At least I'm not in pain, and I was meant to be in town anyway so no harm done.
Anyway, much excitement at work event. We were all sitting very quietly (we're all here to work on individual things, so it's a bit like an exam set up 😂) when we heard dripping... turns out someone left a bath running upstairs 😱 Fortunately the ceiling didn't actually cave in, but we all moved pretty sharpish when the plaster started cracking 😱
Mr Cheery is coming to get me in an hour and a half, so I've repaired to the bar and furnished myself with some sweet potato fries 😁4 -
Oh dear, somebody is making a rather moany complaint at reception 🙄 'this is the second day I've been here and I've just NOT relaxed yet' 🙄4
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Never ever a dull moment in your life!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Ha - please be assured there are plenty of dull moments, I just don't write about them all 😂 (just some of them, in great detail 😂).
The fact that I spent a whole paragraph telling you that the ceiling didn't cave in should tell you how exciting the rest of my day was 😂😂😂
Mind you, I was very briefly summoned from my stupor by Mr Cheery telling me he was setting off from his dad's and would see me at home 😱😱 Given that he dropped me off at the work event this morning, and I have no other way of getting home, I'm very glad he rang me before he got there else we both would have had a very long day 😮😂😂6 -
Did he just totally forget he dropped you off, Cheery?!
PS we got two Silkie pullets this evening, they are the cutest thing ever, like walking pom poms. Our existing two girls are very much not impressed 😳😆 I can’t remember how long it took them to all settle in together last time we introduced the two new chooks to our previous chickens (three years ago). Any advice on encouraging chicken friendships? Our big girls only like to roost on top of their house so we’ve shut the littles into the house for tonight to keep them separate.Part time working mum | Married in 2014 | DS born 2015 & DD born 2018
https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1
Consumer debt free!
Mortgage: -£128,033
Savings: £6,050
- Emergency fund £1,515
- New kitchen £556
- December £420
- Holiday £3,427
- Bills £132
Total joint pension savings: £55,4254 -
Yes he did forget! 😂😂 Only temporarily thank goodness, and we have now made it home, together 😂
Aw, how exciting about your pom pom chickens! 🥰🥰 When we've introduced new ones, we've kept them separated but able to see each other for a few days, and scooped the new ones up once asleep and put them in the same house as the old ones, and separated again in the morning. Then after the first 3 or 4 days, depending how shouty things still are, an hour of supervised mingling before bedtime, when they're all getting drowsy - I would usually supervise bedtime as old ones try to stop new ones going in the house... Pesky things.
I think we've usually let them all free range together after about a week or so, under supervision (more because of wandering off as we have no fences), and then after about 10-14 days they're usually all fine.
We've done it more quickly in the past and there was more squabbling. This time we took a bit longer and things were much calmer. But then we'd lost our most shouty chickens so maybe that's what made the difference!
Good luck!!5 -
Right, one more day at work event, and then it's the weekend, and another long one for me - both Friday and Monday off! Some plans...
Friday - no actual plans 😂 but I might aim for a walk with a pal
Sat - Mr Cheery is out working in the evening, so I need to plan a nice evening in for myself
Sun - I have a band rehearsal later afternoon
Mon - Mr Cheery is at the dentist (same practice, different dentist, so let's hope his turns up!)
Lots of space in there too. Some things to fill the space...
* kitchen ceiling!!
* last plants out of greenhouse
* start scything!!
* bit of batch cooking
* arrange some things - bike ride with friend, auntie to visit, time to visit my sister etc
Don't want to arrange too much more - priority is the ceiling of course. No reason I can't finish it this weekend, other than sheer idleness... 😂6 -
Morning chums 😊
Adding another thing to the list for the weekend - starting the hunt for a new mattress. We've been talking about it for ages, but I keep waking up uncomfortable and I'm blaming that, so I'm going to stop talking and start acting. Mr Cheery bought this one with his previous girlfriend about 25 years ago so it's long overdue in my opinion 😮
Might start with the local bed shop and see what happens from there. I'm not so secretly hankering after a Premier Inn mattress 😂 Not cheap, but apparently this one was about £500 all those years ago anyway... We'll see.
£3.23 on the Happy Wheel this morning, so July's total is now standing at £246 - yes that's gone down a bit, but still decent for this early in the month.
Claimed £5.07 from Prolific so that's gone in the new car fund (which might be repurposed as the new mattress fund) which now stands at £321.75.
Right, best get a wriggle on. I woke before 6, and while I've had breakfast and messed with the Happy Wheel, I've not done anything else - need to let the chickens out, have a shower, and get out of the house in the next 20 mins!3 -
Re mattress - we bought a Dunlopillo latex mattress and it remains brilliant, over thirty years later. You can get mattresses with a latex topper as part of the mattress these days and well worth considering, especially if you sneeze a lot - just looked. Not cheap but worth it. Only the industry body recommends regular replacement and it is made up of mattress manufacturers with a vested interest in you doing so!Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3
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