UKPC, ZZPS & QDR - I am the driver, now what?

StJohn81

Trainerman said:

StJohn81 said:

Can anyone help me interpret my most recent correspondence, thanks!

I have received another letter from Direct Collection Bailiffs Ltd. who 'have been instructed to collect the outstanding balance on behalf of our client.'

It then mentions about the Supreme Court Decision about parking charges - Nov 2015, and that it's lawful etc.

It adds that I am no longer able to appeal the charge and my next opportunity would be in court.

Lastly, and more importantly, it says this, which I can't figure out - 'this case is not subject to high court or bailiff action, however should you fail to contact us, we will recommend to our client the commencement of legal action against you'

It also says I have 14 days to pay or discuss repayment.

Standard debt collector blurb. Place on ignore

I appreciate the advice but saying just to ignore it tells me there's nothing I need to do and everything will be alright, whereas judging by this forum things are not necessarily all ok when ignored? Am I just to wait until I get papers for court, and what can I do in the meantime to strengthen my case if that happens? I haven't appealed to POPLA yet is it too late for that?

D_P_Dance

The usual threats from a DCA, you are tottally at liberty to ignore.  The only way they have any entitlement to any money is to take you to court, win, and the judges advises you to pay.  It is all explained in the newbies, please read them and consider complaining to your MP.  

StJohn81

95Rollers said:

Report QDR "Solicitors" to the SRA attaching copies of your letter(s). They are way out of line with the threats and misinformation (aka lies) and psychological abuse of their pousob letters. 

Thanks. What's the SRA, and would reporting them help in any way should this case go to court? Am I to attach copies of the letters from ZZPS and now this one from Direct Collection Bailiffs Ltd?

StJohn81

D_P_Dance said:

The usual threats from a DCA, you are tottally at liberty to ignore.  The only way they have any entitlement to any money is to take you to court, win, and the judges advises you to pay.  It is all explained in the newbies, please read them and consider complaining to your MP.  

Thanks for your input. Yes I am reading the newbies section (again). It's very long and convoluted, so much information to take in. I've read around the site generally and I do see cases where people just ignoring things lands them in court with bigger bills to pay, so it's not easy for me to heed the advice to 'just ignore'.

With regards to speaking to MP's, have you found this has been a worthwhile thing to do, has it helped people in their cases etc?

Thanks again

D_P_Dance

 It's very long and convoluted, so much information to take in

It is not painting by number, but it is not quantum physics either and is well worth perserveing with.  Complaints to the  SRA, MPs, and Trading Standards have all led to cancellations in the psst 

DCAs are powerless, you can safely  ignore them, just do not ignore PPCs and their solicitors.

Umkomaas

StJohn81 said:

D_P_Dance said:

The usual threats from a DCA, you are tottally at liberty to ignore.  The only way they have any entitlement to any money is to take you to court, win, and the judges advises you to pay.  It is all explained in the newbies, please read them and consider complaining to your MP.  

Thanks for your input. Yes I am reading the newbies section (again). It's very long and convoluted, so much information to take in. I've read around the site generally and I do see cases where people just ignoring things lands them in court with bigger bills to pay, so it's not easy for me to heed the advice to 'just ignore'.

With regards to speaking to MP's, have you found this has been a worthwhile thing to do, has it helped people in their cases etc?

Thanks again

It's not the case of ignoring the debt collectors that could lead to court, it's the fact that you aren't prepared to pay them. So there is your either/or. 

You seem not to want to follow our advice to ignore this stage of the process, so please tell us what is it you want to do.

Coupon-mad

I do see cases where people just ignoring things lands them in court with bigger bills to pay, 

Really?  Almost no-one loses and pays.

Le_Kirk

I note (from reading back through the thread and I suggest you do the same) that you appealed to UKPC and it was rejected.  Did they supply a POPLA code and did you appeal to POPLA?  What happened?  You are in the same position you were in in December, waiting for a letter of/before claim.  Regarding those letters from debt collectors or those companies posing as solicitors but actually are debt collectors just file them under "take no action".  If you want to get a jump on the situation, you can read the defence template and start putting together your defence based on the claims on the PCN. 

StJohn81

Umkomaas said:

StJohn81 said:

D_P_Dance said:

The usual threats from a DCA, you are tottally at liberty to ignore.  The only way they have any entitlement to any money is to take you to court, win, and the judges advises you to pay.  It is all explained in the newbies, please read them and consider complaining to your MP.  

Thanks for your input. Yes I am reading the newbies section (again). It's very long and convoluted, so much information to take in. I've read around the site generally and I do see cases where people just ignoring things lands them in court with bigger bills to pay, so it's not easy for me to heed the advice to 'just ignore'.

With regards to speaking to MP's, have you found this has been a worthwhile thing to do, has it helped people in their cases etc?

Thanks again

It's not the case of ignoring the debt collectors that could lead to court, it's the fact that you aren't prepared to pay them. So there is your either/or. 

You seem not to want to follow our advice to ignore this stage of the process, so please tell us what is it you want to do.

Again, thank you for your input also, but your take on what I want to do is a bit irritating to be honest. I certainly do want to follow the advice, I'm simply asking questions so I can understand the process and the why's and wherefores, and checking it against other bits of advice from other people on other forums that is conflicting.

It might be easier for you as you know more about what the process entails but for someone like me who doesn't, and is looking for re-assurance, with lots of 'what ifs' on their mind, we need to know the answers to all that before we proceed because we want to be sure we are making the right decision. If I were you I would take the opposite approach: I would encourage people to ask the questions. It's nothing personal to you but your advice is one opinion of many, on many different forums.

Lots of people are saying what they think is good advice but it conflicts with others. The advice I have so far is slowly starting to make sense and I will follow it, but your patience is required with newbies, that's just the way it is.

StJohn81

Le_Kirk said:

I note (from reading back through the thread and I suggest you do the same) that you appealed to UKPC and it was rejected.  Did they supply a POPLA code and did you appeal to POPLA?  What happened?  You are in the same position you were in in December, waiting for a letter of/before claim.  Regarding those letters from debt collectors or those companies posing as solicitors but actually are debt collectors just file them under "take no action".  If you want to get a jump on the situation, you can read the defence template and start putting together your defence based on the claims on the PCN. 

Thanks for taking the time to read through. I haven't done a POPLA appeal no. I tried to do this yesterday and it indeed asked for the code, but I didn't know where to find that. So the code is on the rejected appeal letter? Am I still able to appeal to POPla for it after all this time (good few months). Yes, I think I'll read the defence template, cheers.