We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
We're aware that some users are currently experiencing errors on the Forum. Our tech team is working to resolve the issue. Thanks for your patience.

Pay ALL Your Debt Off By Xmas 2022!

1171820222364

Comments

  • Brilliant everyone it’s the last week in January and I haven’t even got started yet eeeek
    Total debt £18,000 at the start of DFW Journey. 2018 14TH JULY 2021 DEBT FREE / 2026 struggling
    NUMBER 14 1p a day challenge 2026 £3.95 / £667.95 NUMBER 15 Pay my debts in 2026 £273/£10,000
  • #32 
    248/10000
  • @Blackberrycurved nor me. It has been a long month since being paid a week early before Christmas.  My payday is 28th so am looking forward to a large chunk being thrown at my debt. 
    #19 on Pay ALL your debt off by Christmas 2022. 

    £6487.15 to pay. 
  • @MrsPanscrubs
    it may be February before I’m chunking anything x
    Total debt £18,000 at the start of DFW Journey. 2018 14TH JULY 2021 DEBT FREE / 2026 struggling
    NUMBER 14 1p a day challenge 2026 £3.95 / £667.95 NUMBER 15 Pay my debts in 2026 £273/£10,000
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    How does this challenge work?
    Set a target of your debt to pay off by Xmas, or all of it. Then update on here how much you’ve paid off 
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • Pay day for me so checking in with an update

     #24 £1568.80/£8000

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4861/£6000
  • hmc279
    hmc279 Posts: 36 Forumite
    10 Posts First Anniversary Name Dropper
    muppets said:
    SPREADSHEET
    See how we are all doing by clicking the link 



    Updated 9th Jan 

    Am I able to get a number ? Have posted a couple updates already but don't think I have been assigned a number yet

    Thanks!
  • hmc279 said:
    muppets said:
    SPREADSHEET
    See how we are all doing by clicking the link 



    Updated 9th Jan 

    Am I able to get a number ? Have posted a couple updates already but don't think I have been assigned a number yet

    Thanks!
    I don't think it gets updated on a weekly basis, so just keep updating and you will be allocated a number when @Muppets comes back to do an update.  The spreadsheet hasn't been updated since Jan 9th so you probably joined after this date

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4861/£6000
  • #19 

    £415.00/£6487.15 



    #19 on Pay ALL your debt off by Christmas 2022. 

    £6487.15 to pay. 
  • Checking in with a post-payday update 

    #24 £1571.01/£8000

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4861/£6000
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.