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Pay ALL Your Debt Off By Xmas 2022!

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Comments

  • Is it too late for me to join? I have just come across this thread! Already managed to pay one off since the start of the year so feeling motivated!

    Debt free wannabe
    Competition addict

    Debt paid: /£3600
  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    ajc18 said:
    I've increased my target to include car loan which I never thought I could attempt to pay off early, until I found this group. Thanks for the motivation guys.

    #52
    £3654/£15877
    Thats brilliant, I love how this thread and others like it can really motivate. I am in a similar situation and without these forums I would never be dealing with my debt the way I am. 
    PAYDBC24 #8 ~ £10188.21
  • JLS1901
    JLS1901 Posts: 483 Forumite
    Part of the Furniture 100 Posts
    #45

    £85.00/£8,515

    This is much less than I wanted this month but it's a start!
    :wave:
  • #43 

    Can't remember if I put in last week's.. £16.22

    This week's £185

    Total £726.22/£6000
  • kmcld2
    kmcld2 Posts: 75 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    edited 23 January 2022 at 9:24PM
    I’d like to join please. I have my credit card to pay off within 7 months. The balance today is: £2793.09. 
    Thank you.


  • BlueJ94
    BlueJ94 Posts: 3,127 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    kmcld2 said:
    I’d like to join please. I have my credit card to pay off within 7 months. The balance today is: £2793.09. 
    Thank you.


    Ooh I will definitely be cheering you along to get this paid within the 7 months! You got this 😀
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • kmcld2
    kmcld2 Posts: 75 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    kmcld2 said:
    I’d like to join please. I have my credit card to pay off within 7 months. The balance today is: £2793.09. 
    Thank you.


    Ooh I will definitely be cheering you along to get this paid within the 7 months! You got this 😀
    Thank you! I hope so. ☺️ I like spending money too much 🤣 You’re doing well with your challenge / debt free journey - that’s great!
  • BlueJ94
    BlueJ94 Posts: 3,127 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    kmcld2 said:
    kmcld2 said:
    I’d like to join please. I have my credit card to pay off within 7 months. The balance today is: £2793.09. 
    Thank you.


    Ooh I will definitely be cheering you along to get this paid within the 7 months! You got this 😀
    Thank you! I hope so. ☺️ I like spending money too much 🤣 You’re doing well with your challenge / debt free journey - that’s great!
    Haha! I'm the same so I've had to kick myself up the butt with getting back on track with my debt busting! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,127 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #66 - £50/£4700
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Have used my OT from today's payday to clear some more of the Lloyds C/C. £373.67 paid. This will mean with my £150 DD to go to the credit card, I should be clear by the end of the year. 

    On a side note, have had confirmation of our tenancy renewal for the next 12 months. Had been worrying (quite a bit) that there was going to be a large increase (£100-200) after 4 years of no increases, what with all living costs slowly creeping up. Our landlords have frozen it again (really am shocked) - but does mean I can use the funds earmarked for this monthly increase to go towards the expected rise in gas/electric prices in the coming months.

    #39 - £669.24 / £2,169.99

    2021
    DFW 2021 - £6,851.06 / £7,147.80 (95.85%)

    2022
    DFW 2022 - £2,169.99 / £2,169.99 (100%)

    2023
    DFW 2023 - £0,00 / £2,207.83 (0.00%)

    Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63

    Debts (as at 03/10/2022)
    M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
    MBNA C/C - £0.00 (cleared 02/01/22)
    Lloyds C/C - £0.00 (cleared 03/10/22)

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