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Pay ALL Your Debt Off By Xmas 2022!
Comments
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Is it too late for me to join? I have just come across this thread! Already managed to pay one off since the start of the year so feeling motivated!
Debt free wannabe
Competition addict
Debt paid: /£36003 -
Thats brilliant, I love how this thread and others like it can really motivate. I am in a similar situation and without these forums I would never be dealing with my debt the way I am.ajc18 said:I've increased my target to include car loan which I never thought I could attempt to pay off early, until I found this group. Thanks for the motivation guys.
#52
£3654/£15877PAYDBC24 #8 ~ £10188.214 -
#45
£85.00/£8,515
This is much less than I wanted this month but it's a start!
:wave:2 -
#43
Can't remember if I put in last week's.. £16.22
This week's £185
Total £726.22/£60002 -
I’d like to join please. I have my credit card to pay off within 7 months. The balance today is: £2793.09.Thank you.3
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Ooh I will definitely be cheering you along to get this paid within the 7 months! You got this 😀kmcld2 said:I’d like to join please. I have my credit card to pay off within 7 months. The balance today is: £2793.09.Thank you.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;*update pending as I've no idea*
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=13 -
Thank you! I hope so. ☺️ I like spending money too much 🤣 You’re doing well with your challenge / debt free journey - that’s great!jadewest94 said:
Ooh I will definitely be cheering you along to get this paid within the 7 months! You got this 😀kmcld2 said:I’d like to join please. I have my credit card to pay off within 7 months. The balance today is: £2793.09.Thank you.2 -
Haha! I'm the same so I've had to kick myself up the butt with getting back on track with my debt busting!kmcld2 said:
Thank you! I hope so. ☺️ I like spending money too much 🤣 You’re doing well with your challenge / debt free journey - that’s great!jadewest94 said:
Ooh I will definitely be cheering you along to get this paid within the 7 months! You got this 😀kmcld2 said:I’d like to join please. I have my credit card to pay off within 7 months. The balance today is: £2793.09.Thank you.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;*update pending as I've no idea*
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=11 -
#66 - £50/£4700I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;*update pending as I've no idea*
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12 -
Have used my OT from today's payday to clear some more of the Lloyds C/C. £373.67 paid. This will mean with my £150 DD to go to the credit card, I should be clear by the end of the year.
On a side note, have had confirmation of our tenancy renewal for the next 12 months. Had been worrying (quite a bit) that there was going to be a large increase (£100-200) after 4 years of no increases, what with all living costs slowly creeping up. Our landlords have frozen it again (really am shocked) - but does mean I can use the funds earmarked for this monthly increase to go towards the expected rise in gas/electric prices in the coming months.#39 - £669.24 / £2,169.99
2021
DFW 2021 - £6,851.06 / £7,147.80 (95.85%)2022
DFW 2022 - £2,169.99 / £2,169.99 (100%)2023
DFW 2023 - £0,00 / £2,207.83 (0.00%)Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63
Debts (as at 03/10/2022)
M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
MBNA C/C - £0.00 (cleared 02/01/22)
Lloyds C/C - £0.00 (cleared 03/10/22)0
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