PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.

Land Registry has 2 entries for my home... how do I merge them ?

Help !  I bought a plot of land and have title absolute.

I have now built a home there so I need to get a set of deeds but there are 2 entries on Land Registry.  One is my plot of land under its Grid Reference and the other is my home by its street address which is shpwing as having no title information.

I cant see how to let Land Registry know that the 2 plots are the same and that the name of the original entry needs updating ?

Help !

Hubby thinks someone can claim our home address entry and cease ownership if I dont sort it out.
«1

Comments

  • user1977
    user1977 Posts: 17,396 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    I don't think there are "two entries", you just need to update the address on your title to the new postal address. No risk of somebody stealing your property!
  • Can I do this myself as the AP1 asks for conveyancers details.
  • canaldumidi
    canaldumidi Posts: 3,511 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 6 December 2021 at 5:12PM
    Can I do this myself as the AP1 asks for conveyancers details.

    Yes you can do it yourself. Though are either of the titles subject to a mortgage? If so, the mortgage lender's consent will be needed.
    In the meantime, sign up to the LR free Alert system.
  • Land_Registry
    Land_Registry Posts: 6,109 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    edited 9 December 2021 at 2:11PM
    if you’ve got 2 registered titles and both now have their own property with postal address, they don’t need to be amalgamated. 
    Complete form AP1 (panels 1-7 inc and 15) and lodge it with a copy of the local authority’s letter confirming the new postal address. 
    Note - merger is where a leasehold and freehold are being merged so not relevant here it seems
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • if you’ve got 2 registered titles and both now have their own property with postal address, they don’t need to be amalgamated. 
    Complete form AP1 (panels 1-7 inc and 15) and lodge it with a copy of the local authority’s letter confirming the new postal address. 
    Note - merger is where a leasehold and freehold are being merged so not relevant here it seems
    No sorry, what I meant is that my title deed is for my plot of land eg "plot of land to the South of The Street" but when we applied for planning, we use the new registered home address instead of using its Land Registry description.  So if I search land registry for my post code it shows my new property address with no known tenure.  What I would prefer to have is one entry under my postal address rather than 2 entries, one for my postal address and one for the land registry description of the plot. 
  • Land_Registry
    Land_Registry Posts: 6,109 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    edited 9 December 2021 at 5:25PM
    if you’ve got 2 registered titles and both now have their own property with postal address, they don’t need to be amalgamated. 
    Complete form AP1 (panels 1-7 inc and 15) and lodge it with a copy of the local authority’s letter confirming the new postal address. 
    Note - merger is where a leasehold and freehold are being merged so not relevant here it seems
    No sorry, what I meant is that my title deed is for my plot of land eg "plot of land to the South of The Street" but when we applied for planning, we use the new registered home address instead of using its Land Registry description.  So if I search land registry for my post code it shows my new property address with no known tenure.  What I would prefer to have is one entry under my postal address rather than 2 entries, one for my postal address and one for the land registry description of the plot. 
    There’s no connection between planning and how we describe a registered title. And the same in reverse so what you describe has no bearing on the search 
    As the land now has a house on it then it’s a property with a postal address. Apply to update that registered title re that postal address and once done a search using its post code will reveal the title 
    You can’t have one entry under your postal address as they are different. If they have the same post code, which is likely if on same road block, then a search by post code will reveal both as separate items of information. 
    It’s not a customer preference service but one to enable users to search online for registered information. As you’ve now got two postal addresses then linking each to their respective titles is the way to go. 
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • if you’ve got 2 registered titles and both now have their own property with postal address, they don’t need to be amalgamated. 
    Complete form AP1 (panels 1-7 inc and 15) and lodge it with a copy of the local authority’s letter confirming the new postal address. 
    Note - merger is where a leasehold and freehold are being merged so not relevant here it seems
    No sorry, what I meant is that my title deed is for my plot of land eg "plot of land to the South of The Street" but when we applied for planning, we use the new registered home address instead of using its Land Registry description.  So if I search land registry for my post code it shows my new property address with no known tenure.  What I would prefer to have is one entry under my postal address rather than 2 entries, one for my postal address and one for the land registry description of the plot. 
    There’s no connection between planning and how we describe a registered title. And the same in reverse so what you describe has no bearing on the search 
    As the land now has a house on it then it’s a property with a postal address. Apply to update that registered title re that postal address and once done a search using its post code will reveal the title 
    You can’t have one entry under your postal address as they are different. If they have the same post code, which is likely if on same road block, then a search by post code will reveal both as separate items of information. 
    It’s not a customer preference service but one to enable users to search online for registered information. As you’ve now got two postal addresses then linking each to their respective titles is the way to go. 
    So thats where the problem lies, our title deeds do not come up on a post code search as the original deeds were lost and we have had to wait the 12 years for title absolute for the land which, at the time, had no post code listed.  

    I am not sure if I am making sense but the only way you can find our land is to use the actual Title Number to search for it. 

    I have sent an AP1 with £40 IRO the original SK number with proof of the new address and a planning map showing the same boundary and the new property position with in it.  I hope that works !
  • user1977
    user1977 Posts: 17,396 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    if you’ve got 2 registered titles and both now have their own property with postal address, they don’t need to be amalgamated. 
    Complete form AP1 (panels 1-7 inc and 15) and lodge it with a copy of the local authority’s letter confirming the new postal address. 
    Note - merger is where a leasehold and freehold are being merged so not relevant here it seems
    No sorry, what I meant is that my title deed is for my plot of land eg "plot of land to the South of The Street" but when we applied for planning, we use the new registered home address instead of using its Land Registry description.  So if I search land registry for my post code it shows my new property address with no known tenure.  What I would prefer to have is one entry under my postal address rather than 2 entries, one for my postal address and one for the land registry description of the plot. 
    There’s no connection between planning and how we describe a registered title. And the same in reverse so what you describe has no bearing on the search 
    As the land now has a house on it then it’s a property with a postal address. Apply to update that registered title re that postal address and once done a search using its post code will reveal the title 
    You can’t have one entry under your postal address as they are different. If they have the same post code, which is likely if on same road block, then a search by post code will reveal both as separate items of information. 
    It’s not a customer preference service but one to enable users to search online for registered information. As you’ve now got two postal addresses then linking each to their respective titles is the way to go. 
    So thats where the problem lies, our title deeds do not come up on a post code search as the original deeds were lost and we have had to wait the 12 years for title absolute for the land which, at the time, had no post code listed.  

    I am not sure if I am making sense but the only way you can find our land is to use the actual Title Number to search for it. 
    It's not really a "problem", other than making it slightly harder to look it up. It makes no difference to the quality of your title - you still own the bit of land outlined in red (or whatever), no matter what you call it.
  • user1977 said:
    if you’ve got 2 registered titles and both now have their own property with postal address, they don’t need to be amalgamated. 
    Complete form AP1 (panels 1-7 inc and 15) and lodge it with a copy of the local authority’s letter confirming the new postal address. 
    Note - merger is where a leasehold and freehold are being merged so not relevant here it seems
    No sorry, what I meant is that my title deed is for my plot of land eg "plot of land to the South of The Street" but when we applied for planning, we use the new registered home address instead of using its Land Registry description.  So if I search land registry for my post code it shows my new property address with no known tenure.  What I would prefer to have is one entry under my postal address rather than 2 entries, one for my postal address and one for the land registry description of the plot. 
    There’s no connection between planning and how we describe a registered title. And the same in reverse so what you describe has no bearing on the search 
    As the land now has a house on it then it’s a property with a postal address. Apply to update that registered title re that postal address and once done a search using its post code will reveal the title 
    You can’t have one entry under your postal address as they are different. If they have the same post code, which is likely if on same road block, then a search by post code will reveal both as separate items of information. 
    It’s not a customer preference service but one to enable users to search online for registered information. As you’ve now got two postal addresses then linking each to their respective titles is the way to go. 
    So thats where the problem lies, our title deeds do not come up on a post code search as the original deeds were lost and we have had to wait the 12 years for title absolute for the land which, at the time, had no post code listed.  

    I am not sure if I am making sense but the only way you can find our land is to use the actual Title Number to search for it. 
    It's not really a "problem", other than making it slightly harder to look it up. It makes no difference to the quality of your title - you still own the bit of land outlined in red (or whatever), no matter what you call it.
    But I have been told that it makes a difference to a mortgage lender ? 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.1K Banking & Borrowing
  • 252.8K Reduce Debt & Boost Income
  • 453.1K Spending & Discounts
  • 243K Work, Benefits & Business
  • 597.4K Mortgages, Homes & Bills
  • 176.5K Life & Family
  • 256K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.