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2022 Mortgage-Free Wannabes

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  • AntoMac
    AntoMac Posts: 2,720 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    #85
    Additional overpayments of £61 making total for Feb £116
    Thanks Juliecorn
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Hiya no 72 logging in. I have been making overpayments over the last few months which are
    january. - £250
    february - £2350
    and made a further payment today for February of £3250.

    Will try to update you more often.

  • Number 77 reporting in with £300 for January and £400 for February, total £700 so far.
    Thank you.
    No longer ...tobe! Married 20/06/13MFW 2021 #117 £5415.40/£6000MFW 2022 #77 £3740/£3000MFW 2023 #82 £0/£3000
  • jackieblack
    jackieblack Posts: 10,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 reporting £125 OP for February (offset)

    Thanks julicorn 🙂
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • Hi Julicorn 
    #27 with £50 taking feb total to £300 I think
    thanks! 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,600/£5,000


  • #15 checking in with another OP for February of £848.57, total for the month is £898.57
    Thanks Julicorn
    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2025 #15 £378.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £4.48
  • Hi Julicorn
    #78
    Final Feb figures - another OP of £1065 so Feb OP total is £1125
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • Filo25
    Filo25 Posts: 2,140 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Julicorn, #68 with my second OP for the year for £1,000, so a total of £2,000

    Thanks!
  • skippie
    skippie Posts: 91 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    edited 26 February 2022 at 10:27AM
     Number 28

    Hi @julicorn I've another  £700 to add for Jan
    Feb £994
    Original 35 year mortgage: January 2016, £306,000
    January 2022 : £198,000 (£30k saving pot split equally between cash and alternative investments)

    January 2022: 2x £3k child ISA.
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, number 105 here, can you put me down for a february OP of £247.94 please.  which will take me to year to date of £498.88.

    Thanks again for running the challenge again this year Julicorn.   

    Well done everyone on the OP's.
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
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