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2022 Mortgage-Free Wannabes

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Comments

  • Legs21
    Legs21 Posts: 251 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #71 Checking in with a March OP of £150

    Thank you very please 😁
    MFW 2022 #71  £4400/£4400
  • Bounty123
    Bounty123 Posts: 98 Forumite
    Sixth Anniversary 10 Posts Photogenic Name Dropper
    Morning everyone,
    #23 reporting in for March. £112 for this month so a total of £2492 overall.

    As always, thank you @julicorn for running this challenge.
    Bounty123
    2025 MFW No:23
    MFiT-T7 12
  • Hi 
    #52 with March OP of £878.55

    thank you :)
    Mortgage Aug 2019- £180000
    Aug 20- £173815
    Aug 21- £159800
    Aug 22- £146000
    Aug 23- ?
    Aug 24 (end of fix)- ?

    Currently- £136400

    original mortgage free date August 2044
    Aiming for 2037

    MFW 2023 #24

  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning all.  #60 checking in with an OP for March of £394.65.
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • Morning Julicorn, I have an exciting life update which is going to completely screw up my MFW plans for the year :smiley:

    We've had an offer accepted on our house and are about to start househunting in earnest. This will involve massively increasing our mortgage (and therefore also massively decreasing our OPs). How would you like to update the spreadsheet when it comes to that point? Is it possible to change my target partway through the year? Or should I drop out of the challenge and rejoin next year (I don't imagine it's going to be a speedy process!)?
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Morning Julicorn, I have an exciting life update which is going to completely screw up my MFW plans for the year :smiley:

    We've had an offer accepted on our house and are about to start househunting in earnest. This will involve massively increasing our mortgage (and therefore also massively decreasing our OPs). How would you like to update the spreadsheet when it comes to that point? Is it possible to change my target partway through the year? Or should I drop out of the challenge and rejoin next year (I don't imagine it's going to be a speedy process!)?
    Congratulations! You can absolutely change your target at any point throughout the year :) Happy house-hunting!
  • #46 checking in for February with an OP of £167
    2022 mfw #46 - £1503/£1400
  • PiggyBankShaker
    PiggyBankShaker Posts: 1,164 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi @julicorn #8 here: £327.59 overpayment for March, bring total 2022 overpayments to £1180.08. Thanks
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • regularsaver
    regularsaver Posts: 156 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    Hi there, #56 with Febs OP of £108.63 and March's OP of £108.45.

    Thanks!
    MFW - #133 - 2020 Challenge - £1230.67 / £1159
    MFW - #133 - 2021 Challenge - £1328 / £1270
    MFW #56 - 2022 Challenge - £325.35 / £1296
    Mortgage began Jan 2019 - £115,900
    Mortgage Currently            - £105,160
  • becksta
    becksta Posts: 2,213 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #88 starting the month off with a £200 OP

    Many thanks!
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £12183.50/£7500

    Thank you to all competition posters
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