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2022 Mortgage-Free Wannabes
Comments
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Thanks for the updates @julicorn
#42 with £1,500 for March (chucking in the council tax free month money as might as well!).
CheersCurrent mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
2 -
#32 here. £669.25 for March please. Thanks Julicorn
MFW 2025 #32 £8,673.16/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £19,400/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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#15 here checking in with an initial OP of £100 for March
Thanks Julicorn- Original mortgage end date: March 2041
- Current mortgage end date: Dec 2032
- MFW 2025 #15 £2878.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
- Daily interest is currently £4.48
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Hi @julicorn,
I would love to join if it's still possible
My target for 2022 is 14k
January £250
February £1746.03
March £2528.71 (I'll do another update as I think I'll be making another overpayment this month)
Current balance £66000
Edit 10.03: I made another overpayment this morning so I edited my post to reflect the current numbers.
We took £83795 mortgage in June 2018Left to pay on mortgage: £51821.20Original end date: June 2037Now: September 2033Target: pay off by December 2025Mortgage Free Wannabe 2022 #90 £13000/£11000Mortgage Free Wannabe 2023 #42 £999/£13000 no overpayments until 20.06.2023 when my overpayment allowance renewsMFi3-T6 #42 January 2022 £70915, to reduce mortgage to £17000 by January 2025Love people and use things because the opposite never works1 -
Good morning,
It’s lovely to see so much activity.here.
Please can I report a March OP of £326.89. The goal for this year is to try to stretch our standard OPs as much as we feasibly can.
Thankyou Julicorn
MIB xMFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k1 -
Hi @julicorn
Squeezed in another little March overpayment - so total for March now £270. Year to date £770
Thank you!Aiming for mortgage free by September 2030
Balance 1.1.20 - £69,701.80
Balance 1.1.21 - £63,699.80
Balance 1.1.22 - £57,762.80
Balance 1.1.23 - £53,074.20
Balance 1.1.24 - £47,902.00
Balance 1.1.25 - £44,141.20
over payments 2025 = £1,800/£1,500 /// invested 2025 = £1,500/£1,500 = TOTAL (YTD) £3,300/£3,0001 -
#14 checking in with an additional March o/p of £179.25.
Total for March = £1625.36.
Thanks @julicorn for the updates.
Indi x1 -
Hi All
#2 with March update £450.00 over payment
Thank you JulicornMFWB#2
MFTT5 #28
Save 12k 2020 #1111 -
Hi @julicorn #58 with OP of £1500 for March. Thanks very much!Mortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2026 MFW #8
2026 Goals
Save £6k for future house redecorating - £0/£6k
Lose 12lbs - 0lbs/12lbs lost so far
Decluttering - declutter 250 items from house and outbuildings - 0/250 items1 -
#75 with an overpayment of £500 for March. Thanks julicornDecember 2021 - £151,250
December 2020 - £167,500
December 2019 - £211,500
March 2019 - £218,000 moved house1
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