We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

2022 Mortgage-Free Wannabes

1353638404199

Comments

  • smetf
    smetf Posts: 378 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #35 Paid another £70 OP (surveys and tax refund). Total for March now £397.19
    Thank you Julicorn
    S
    Emergency fund 15.5k Home/ holiday fund 4k Mortgage £41,453
  • Hi @julicorn

    #8 here: Another OP for March of £175. Total for March is now £502.59. And total 2022 overpayments is £1355.08. Thanks

    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • Filo25
    Filo25 Posts: 2,140 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Julicorn, #68 with my third OP for the year for £1,000, so a total of £3,000

    Thanks!
  • pawlala
    pawlala Posts: 1,435 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #22 reporting total overpayments for

    January 
    came to £140.60
    February came to £208.15

    Thanks and have a great week everyone!  B)
  • Bored
    Bored Posts: 390 Forumite
    Part of the Furniture 100 Posts Name Dropper Debt-free and Proud!
    edited 18 March 2022 at 8:29AM
    Checking in with my first overpayment of 2022 - £1200 for #123 please Julicorn.  :)  
    2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
    Mortgage Overpayment Total: £22,397.1
  • Hettyhound
    Hettyhound Posts: 1,129 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    #69 I’ve managed a £100 overpay for March 🙂
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Dec 2025 £16,671[/COLOR] 2025 OP £2773/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £4997/£21,930 (22.78%)
  • Morning.
    #49 checking in with overpayments of £100 for February and £300 for March. Total overpayments for the year so far: £700 ☹️ I’ve had to reduce my monthly fixed overpayment amount for now, due to worrying about the rising cost of bills! Am hoping to increase it again in a few months. 
    Thanks Julicorn.
    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • Lee-10
    Lee-10 Posts: 56 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    Afternoon Julicorn 

    #55 with another overpayment of £25, March total £100

    2022 total £250

    Thank You
    MFW2021 #93 - £330/£2200
  • #19 checking in with a £108 Feb overpayment and £261 for March. So the total overall should be £2988.93 😆
    Mortgage so far: £31,630.01Aiming to be mortgage free by 2024
  • IndiJonesi
    IndiJonesi Posts: 505 Forumite
    500 Posts Fourth Anniversary Name Dropper Photogenic
    #14 checking in with an add'l March o/p of £414.94 making a total for March of £2865.57. Thanks @julicorn for the uodates.
    Indi x
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.