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2022 Mortgage-Free Wannabes
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#4 reporting my OP of £125 for March (offset)
Thanks julicorn 🙂2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur1 -
Bit of a slow start for me this year and this month. I've paid the grand total of £3.55 to the mortgage today.
So now my total is: #47 £55.85 / £5000
I'm afraid I'll be making daily payments for the last few days, so will try to group them together"Think of many things, do one"
Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga1 -
Hello,
#64 with a £500 overpayment please.
thanks 😊Mortgage free wannabe #581 -
#13 here.
A very slow start to this year - so many expenses at the moment! Anyway, £84 sent today to keep the the mortgage under that £000 bracket.
Total so far £1084. Hoping the payments can increase soon.
Thanks @julicorn
MM
xMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!1 -
Sorry I’m late in reporting £1006.28 for both February and March went out with my normal direct debit on 1st of the month.
With the increases in the cost of living I am pleased that we have control of the mortgage and a clear pathway to being mortgage free, it is by far our biggest expense, so to have the security of home will enable us to absorb the other increases in time. But we may have to reduce our overpayments if we continue to be squeezed. We will have to see, but we can really see our mortgage balance dropping now.
Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #352 -
#14 checking in with an additional March o/p of £325.37 which takes me to £3662.58 for March.
Thanks for the updates @julicorn
Indi x1 -
Hi,
#86 - Can I please record £220 for March. First month paying for nursery so we'll see how much we can OP going forward..
Thanks!Finally bought a homeStarting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]Overpayments since 27.03.19: £52,407.471 -
Hi @julicorn - a sneaky final payment of £50 for March. Takes the March total to £300 and the year to date figure to £800 :-)
ThanksAiming for mortgage free by September 2030
Balance 1.1.20 - £69,701.80
Balance 1.1.21 - £63,699.80
Balance 1.1.22 - £57,762.80
Balance 1.1.23 - £53,074.20
Balance 1.1.24 - £47,902.00
Balance 1.1.25 - £44,141.20
over payments 2025 = £1,390/£1,500 /// invested 2025 = £900/£1,500 = TOTAL (YTD) £2,290/£3,0001 -
Hi Julicorn, #68 with my fourth OP for the year for £1,000, so a total of £4,000
Thanks!
1 -
#14 checking in with my final March additional o/p of £1572.17 giving me a March total of £5234.75. Thanks @julicorn for the updates. Indi x1
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