Dreaming of being Debt Free

Debt_Smashing

So managed to get the back pay. Was round £700 extra (after tax). The way they calculated it then added it was so strange tho. Almost deliberately confusing? I'm not sure. Like they added stuff then removed it. Anyway it was an unexpected surprise. So I've moved £500 of it to savings. Or it will just get spend on rubbish, and to refill the pots I spent extra on while away. Might put more in.

So from the first of August. Our holidays will be paid when we are off. Hopefully that's a good thing.

I've also filled the car fund this month,.and re-started the caravan fun. £35 a month for next 11 months (will put double in this month to get it going). And put a spends one for the other holiday we have, it's all inclusive so shouldn't need too much.

Debt_Smashing

S.O.A August 26

Income

£2700

Outgoings

Car tax - £3.06

U.C - £0

Car insurance - £57

Internet - £44

Union - £18

C.C - £0

Gas + Electric - £137

Water - £116

Loan - £241

Insurance - £22

Mobile - £39

Rent - £500

Diesel £120

Vapes - £32

New bed - £0

Holiday - £0

Caravan - £0

Money to savings - £800

Total

£2129

Debt August 26

Overdraft - £0

U.C - £0

C.C - £0

Loan - £2412

Savings July 26

Emergency fund - £4500 (0 - 3 months worth)

Emergency fund 2 - £1 (3 - 6 months worth)

Car fund - 1000/1000 (+£100pm)

Float fund - 300/300

Child 1 future fund - 252/will add 25pm

Child 2 future fund - 252/will add 25pm

Xmas - 356/500 (+41.60pm)

Birthdays - 302/400 (+33.33pm)

Glasto 2027 - 1/1200

Cash for an ISA - 175/will add £25pm

UK short break 2027 - 70/420 (+35pm)

Ring repair - 50/150

Guilt free money - 34

Holiday spends - 175/175