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Prosperous soul embraces creativity & mortgage neutrality

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Comments

  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    That is exactly what i am doing at the minute ..Listing on Ebax , its the 70% off BH weekend
  • jwil
    jwil Posts: 22,064 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the sales!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Orangetoes
    Orangetoes Posts: 361 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Well done for all the clearing. Keep going, you are doing great. Garden looks beautiful. 
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Keep going and visualise the space as it clears.
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi @Moneyfordreams

    I think as we get older making friends (and keeping them) requires more conscious effort. Since becoming single - I've put a higher value on making time for friends and enriching my life that way. Reconnecting with old friends I haven't seen for years this lunchtime. The husband is playing a gig near by and I'll talk with his wife - and I'm sure him after while there.

    While I do 'steps' as part of daily life - I haven't remotely been hitting 'intensity' minutes recently according to my phone so need to step that  up.

    Just helped DD prepare for her performance review. Just what you want on a BH!

    Enjoying an apple from one of my trees.

    Now need to make myself shower and get ready to go out. Luckily it's not far. I may need to pop some more fuel in my car before pay day but want to avoid it if I can. Roughly mid month at this point.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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