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Saving for Christmas 2022 - £1 a day challenge
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Checking in with June's update of £30 so total is now
#12 £222/£365
I can't quite believe that I've actually kept going with this challenge - I'm usually rubbish at this sort of thing. It feels good to be being a bit more disciplined about things (and I'm looking forward to spending the money).
Thank you for the challenge @kdalwayskint and well done to everyone on your savings.1 -
#8
£399 in the savings account now2025 Fashion on the ration
150g sock yarn = 3 coupons
Lined trousers = 6 coupons ...total 9/66 used
2 t-shirts = 8 coupons
Trousers = 6 coupons ... total 23/66
2 cardigans = 10 coupons
Sandals = 5 coupons ... total 38/66
Nightie = 6 coupons
Sandals = 5 coupons ... total 49/662 -
Decided to set up a regular monthly payment of £5 to an asd@ Christmas savings card. Usually I put loads on just before the bonus cut off date to get the bonus, but this year I'm doing it a bit differently. By October I will have saved £100 so won't need to top up as much from October's income. Compared to interest rates it's not a bad return.2025 Fashion on the ration
150g sock yarn = 3 coupons
Lined trousers = 6 coupons ...total 9/66 used
2 t-shirts = 8 coupons
Trousers = 6 coupons ... total 23/66
2 cardigans = 10 coupons
Sandals = 5 coupons ... total 38/66
Nightie = 6 coupons
Sandals = 5 coupons ... total 49/663 -
Check in from me.
#18 - £600/£1000
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
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#2 now with £670/£730. Looking forward to smashing that last £60 - then I'm on to the challenge of saving for a mega-holiday in October 2023.#2 Saving for Christmas 2024 - £1 a day challenge. £325 of £3663
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And here I am again - #2, now with £730/£730. I'm now concentrating on saving for 'something special' at the end of next year. Good luck everybody with your savings.. I've been able to achieve mine purely by using 4 different sources:
- Prolific Academy surveys
- Swapping out Nectar points for Argos purchases (mainly children's Xmas/birthday presents that were already budgeted for)
- Using my 'Nectar prices' discounts and then re-paying them to me from my food budget... between £2 and £4 per week
- Levelling up all of my expenditure on Starling... 4p here and 65p there soon mounts up.
- Not a big fan of TopCashback, but currently have £36.45 confirmed so that will be in the bag soon....
- Our NatWest rewards account gives us another £36 (net) every year.
- Cashback on my Barclaycard Rewards account can be anything from 10p to £5 each month - it may only be 0.25% back, but every little counts!
#2 Saving for Christmas 2024 - £1 a day challenge. £325 of £3664 -
Checking in with a total of £355/£730
Looking forward to having a stress free christmas, especially as my hours at work have been cut and I'm not allowed to bank hours anymore to help with holiday payPay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%3 -
Morning
My update, thanks x#18 - £750/£1000
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
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I’m on £275.81 - I have been saving survey money and any extras that has been made from receipts and cash back.Living the simple life2
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#11 £261.41 / £365
finish date 28th November 2022.If you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing2
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