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Nifty November's NSD Challenge!
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One today please. I think I’ll miss target this month ☹️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
NovemberOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =November targetsaccidentalglixch 4/10beanielou 21/15
bekah89 6/12
cathybird 18/15
Elisheba 12/22
GeorgianaCavendish 10/12
Honeysucklelou2 10/10
jadewest94 4/10
jammy dodger 20/20
kitty43 8/15
QueenJess 14/15
scotmumof3 15/15
short bird 11/16
Sun Addict 10/12
tt07 6/10
welshspendthrift 12 WinterWarrior 12/15
Newcomers welcome
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Well done QueenJess, WinterWarrior and beanie
Another one for me
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Well done @cathybirdI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
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WinterWarrior said:One today please. I think I’ll miss target this month ☹️1
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Oh dear, I’ve really fallen off the wagon at the moment and spent a huge amount of money this month. I should be set for Dec though so I’m already declaring my intent for 20 NSDs (excludes mortgage, utilities, phone and food).2025 decluttering: 3,925🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 334🥉🥈🥇💎🏆
Big kitchen declutter challenge 109/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
Catching up...I’ve had NSDs on the 14th, 15th, 17th, 21st, 22nd and Yesterday making this month’s total 10/10.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 172 -
2 more to add thanks cathybird for yesterday and today weather too awful so making do with what i have in
20/20 pleased i reached my target
can you put me down for 15 for dec challenge2
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