Nifty November's NSD Challenge!

Options
cathybird
cathybird Posts: 13,318 Forumite
First Post Name Dropper First Anniversary Photogenic
edited 31 October 2021 at 12:42PM in Debt-free wannabe challenges
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during November. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too
4. It also helps to bookmark the thread, it's much easier to find
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

November

Off to a start =

5 days =

10 days =

15 days =

20 days =
Target reached =
Target beaten =

In April I am taking a break from buying: Books
«13456724

Comments

  • cathybird
    cathybird Posts: 13,318 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 2 November 2021 at 9:55PM
    Options
    November targets
    Balancinglife
    beanielou 15 bekah89 TF browneyed_girl cathybird 15 Couldsavemore Elisheba 22 GeorgianaCavendish 12 Honeysucklelou2 10 jadewest94 10 jammy dodger 20 kitty43 Money Choices QueenJess 15 scotmumof3 15 short bird 16 Sun Addict 10 tt07 12 welshspendthrift 12 WinterWarrior 15
    Newcomers welcome :)
    In April I am taking a break from buying: Books
  • Honeysucklelou2
    Options
    Thank you Cathybird for running this challenge...love the emojis!
    paydbx2024 #2 £480/£5000 . Mortgage £144k start ~ £148k Jun 23 -
    2024 savings challenge £5/£2000
    EF £140. Savings 2 £30.00. Weekly savings envelope #17
  • WinterWarrior
    Options
    I’m loving the sheep 🙃
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊
    2024 challenges - (1) £8k savings challenge = £900 so far (2) 1 stone weight reduction = 1lb so far
    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • QueenJess
    QueenJess Posts: 3,684 Forumite
    First Anniversary First Post Name Dropper
    Options
    I’m loving the sheep 🙃
    Me too. I desperately want one already 😂
    2024 decluttering: 6,935 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅
    April mini kitchen declutter challenge: 38/50
    2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
  • Sun_Addict
    Sun_Addict Posts: 21,286 Forumite
    First Post Name Dropper Photogenic First Anniversary
    Options
    12 for me for November please. Thank you 😊 
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • cathybird
    cathybird Posts: 13,318 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Options
    ha so pleased people like the emojis, thanks :):) xxx
    In April I am taking a break from buying: Books
  • Elisheba
    Elisheba Posts: 1,532 Forumite
    First Post Name Dropper Photogenic First Anniversary
    Options
    Thanks @cathybird. I'm aiming for ALL the emojis this month  :D 
    Live the good life where you have been planted.
    Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - 67 remaining out of 72 My Frugal, Thrifty Moneysaving Diary
  • tt07
    tt07 Posts: 98 Forumite
    Photogenic First Post First Anniversary Combo Breaker
    Options
    We are going for 10 for November, thanks 
  • QueenJess
    QueenJess Posts: 3,684 Forumite
    First Anniversary First Post Name Dropper
    Options
    Kicking it off with a NSD today 😊
    2024 decluttering: 6,935 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅
    April mini kitchen declutter challenge: 38/50
    2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
  • cathybird
    cathybird Posts: 13,318 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Options
    November

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    November targets
    Balancinglife
    beanielou 15 browneyed_girl cathybird 1/15 image Couldsavemore doingitanyway Elisheba 22 enkeltliv GeorgianaCavendish 12 Honeysucklelou2 10 jammy dodger 20 kitty43 milann Money Choices QueenJess 1/15 image scotmumof3 short bird Sun Addict 12 tt07 10 welshspendthrift 12 WinterWarrior 15
    Newcomers welcome :)
    In April I am taking a break from buying: Books
Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608.1K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards