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Nifty November's NSD Challenge!
cathybird
Posts: 15,913 Forumite
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during November. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding
what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 

4. It also helps to bookmark the thread, it's much easier to find 

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
November
Off to a start = 

5 days = 

10 days = 

15 days = 

20 days = 

Target reached = 

Target beaten = 

2
Comments
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November targetsBalancinglifebeanielou 15 bekah89 TF browneyed_girl cathybird 15 Couldsavemore Elisheba 22 GeorgianaCavendish 12 Honeysucklelou2 10 jadewest94 10 jammy dodger 20 kitty43 Money Choices QueenJess 15 scotmumof3 15 short bird 16 Sun Addict 10 tt07 12 welshspendthrift 12 WinterWarrior 15
Newcomers welcome
1 -
Thank you Cathybird for running this challenge...love the emojis!paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 172 -
I’m loving the sheep 🙃Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Me too. I desperately want one already 😂WinterWarrior said:I’m loving the sheep 🙃2025 decluttering: 5,354 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 450🥉🥈🥇💎🏆Big kitchen declutter challenge 139/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
12 for me for November please. Thank you 😊I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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ha so pleased people like the emojis, thanks

xxx 2 -
Thanks @cathybird. I'm aiming for ALL the emojis this month
Live the good life where you have been planted.
Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary2 -
We are going for 10 for November, thanks1
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Kicking it off with a NSD today 😊2025 decluttering: 5,354 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 450🥉🥈🥇💎🏆Big kitchen declutter challenge 139/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5000
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NovemberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsBalancinglifebeanielou 15 browneyed_girl cathybird 1/15
Couldsavemore
doingitanyway
Elisheba 22
enkeltliv
GeorgianaCavendish 12
Honeysucklelou2 10
jammy dodger 20
kitty43
milann
Money Choices
QueenJess 1/15
scotmumof3
short bird
Sun Addict 12
tt07 10
welshspendthrift 12
WinterWarrior 15
Newcomers welcome
1
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