Insurance for driver previously disqualified?

Scooby70

Looking for recommendations for a motoring insurance company who will insure a previously disqualified driver (daughter’s partner). 

He is 23 and was disqualified just over 2 years ago for accruing points sp30 and tt99 and was banned for 21 days. As it was within 2 years of starting driving he needed to retake test which he is just about to do. However, as you would expect he is finding it difficult to get quotes for insurance (he has turned his life around and is much more responsible now.
Any recommendations for motor insurance companies?
thanks in advance

Scooby70

Just to add he has had a quote from 1st central £1700 ish but their page doesn’t work on trust pilot.

Ebe_Scrooge

Scooby70 said:

Just to add he has had a quote from 1st central £1700 ish but their page doesn’t work on trust pilot.

Not sure what you mean by "doesn't work on trustpilot" - what have trustpilot got to do with anything?  £1700 doesn't sound outrageous at all for a young-ish driver who's been disqualified - pretty damned reasonable, actually.  My lad used them many years ago when he first passed his test - I can't comment on their claims procedure, as he never had to make a claim, but they were way cheaper than most of the others.

Presumably you've already asked a Meerkat?  Other than that, one broker that does spring to mind is www.adrianflux.co.uk.  I've never used them myself, but I've heard good reviews about them - they specialise in "difficult" cases, whether modified cars, very high performance cars, or drivers with a less-than-perfect history.  Worth giving them a go.

TooManyPoints

...and was disqualified just over 2 years ago for accruing points sp30 and tt99 and was banned for 21 days

SP30 is the endorsement code for speeding other than on a motorway and TT99 is the endorsement code for "totting up" to twelve points. This results in a disqualification of a minimum of six months unless the defendant can convince the court that "exceptional hardship" will follow for the driver or others as a result. If the argument is successful the court then has the discretion to reduce the ban or not impose one at all. Did he present such an argument?

Scooby70

TooManyPoints said:

...and was disqualified just over 2 years ago for accruing points sp30 and tt99 and was banned for 21 days

SP30 is the endorsement code for speeding other than on a motorway and TT99 is the endorsement code for "totting up" to twelve points. This results in a disqualification of a minimum of six months unless the defendant can convince the court that "exceptional hardship" will follow for the driver or others as a result. If the argument is successful the court then has the discretion to reduce the ban or not impose one at all. Did he present such an argument?

Thank you, he thought it was 6 months but on his driving record online it states under tt99 disqualification period: 21 days 

Scooby70

Ebe_Scrooge said:

Scooby70 said:

Just to add he has had a quote from 1st central £1700 ish but their page doesn’t work on trust pilot.

Not sure what you mean by "doesn't work on trustpilot" - what have trustpilot got to do with anything?  £1700 doesn't sound outrageous at all for a young-ish driver who's been disqualified - pretty damned reasonable, actually.  My lad used them many years ago when he first passed his test - I can't comment on their claims procedure, as he never had to make a claim, but they were way cheaper than most of the others.

Presumably you've already asked a Meerkat?  Other than that, one broker that does spring to mind is www.adrianflux.co.uk.  I've never used them myself, but I've heard good reviews about them - they specialise in "difficult" cases, whether modified cars, very high performance cars, or drivers with a less-than-perfect history.  Worth giving them a go.

just that I couldn't bring them up on trust pilot and hadn't heard of them before so was trying to look at some reviews.
£1700 was a good price considering was just trying to gauge whether the company was okay to go with.
I will look at the adrianflux one, thank you

DB1904

Scooby70 said:

TooManyPoints said:

...and was disqualified just over 2 years ago for accruing points sp30 and tt99 and was banned for 21 days

SP30 is the endorsement code for speeding other than on a motorway and TT99 is the endorsement code for "totting up" to twelve points. This results in a disqualification of a minimum of six months unless the defendant can convince the court that "exceptional hardship" will follow for the driver or others as a result. If the argument is successful the court then has the discretion to reduce the ban or not impose one at all. Did he present such an argument?

Thank you, he thought it was 6 months but on his driving record online it states under tt99 disqualification period: 21 days 

Are you getting the full story from him? There has to be more offences than the SP30 for a TT99 to kick in as it's an indication he was up to 12 points or more. 

A second thing is has he correctly declared his convictions? As you've presented it he was convicted of speeding, disqualified and also had his licensed revoked. I would expect that quote to increase significantly once he passes his test and can drive unsupervised.

Scooby70

All that shows on his driving record is one Sp30 3 points and the tt90 however yes he had at least 12 to get the tt90

Scooby70

The insurance quote at £1700 is 

Scooby70

The insurance quote at £1700 is for him after passing test as an unsupervised driver.

TooManyPoints

A second thing is has he correctly declared his convictions? As you've presented it he was convicted of speeding, disqualified and also had his licensed revoked. 

There is no reason for his licence to have been revoked.

But, as said, the story does not quite add up. It would be very unusual for an "Exceptional Hardship" argument to result in a ban being reduced from six months to 21 days. Although Magistrates do have the discretion to impose a shorter ban, if the argument is successful it usually results in no ban at all. 

Have you asked your daughter's boyfriend what he was told in court when he was disqualified? It is quite important because he has to declare accurately his convictions and the sentences he has had imposed. In addition to the TT99 he should also have at least two, and up to four convictions which led to the "Totting Up".