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What small DFW things will you do this week? 18/10/21
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Another one for me - cancelled a magazine subscription that I'm no longer getting value from - and have the reply confirming it has been stopped now. Should get one more issue I think - with nothing more to pay out.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
I'm with Shell @DawnW. They seem fine. The deal I'm on they said all my leccie came from renewable sources. They did put up my DD by a tenner without asking me, but other than that they seem fine. I do everything online so can't comment on their customer service.Live the good life where you have been planted.
Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary4 -
I picked up my prescriptions today. As I get medication regularly a prepayment certificate really does save me a fortune (can only speak for England. Not sure how it works in Wales and N. Ireland, and in Scotland all prescriptions are free I believe).Live the good life where you have been planted.
Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary4 -
So today I've only Hoovered and made work food.
Off to bed shortly as another 3AM alarm, I'm off to the cinema tomorrow night to watch the new Halloween movie!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=15 -
Elisheba said:I'm with Shell @DawnW. They seem fine. The deal I'm on they said all my leccie came from renewable sources. They did put up my DD by a tenner without asking me, but other than that they seem fine. I do everything online so can't comment on their customer service.
Thanks for that @Elisheba. I do everything online as well, so should be ok unless a better deal presents itself. Not likely atm according to Martin though!
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Dawn - we're with Shell for broadband - not quite the same I know but we've found them OK.
Update to this then:
Plans for this week:
- return to regular checking of survey sites
- Cash prolific out once it hits £20
- Cook from freezer/fridge/cupboards
- Heating is staying off!
- Take stuff to charity shop and not buy anything while there!
- Buying our (needed) replacement bread machine using 20% off voucher
- Buying our next chunk of Premium Bonds
I have already:
- Added a chunk of points to OnePoll
- Added several pounds to prolific
- Booked a (needed) hotel room for a couple of months time using a Hotelsdotcom reward night, and made sure that the room included breakfast for the £15 in actual money it cost me!
- Sent a letter closing a now cleared 0% BT card
- Cancelled a no-longer-needed magazine subscription
- Booked our Good Food Show tickets using a 20% off code.
- Cashed out Prolific
I can see this thread could be very good for maintaining focus!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Yesterday I melted all my scrag end of soap with a bit of water in the microwave and made a new bar of soap out of them. So that's a few pence saved :-). Making bread and brownies today and still got the heating off. Thank goodness it is as mild as it is - keeping the heating off is no hardship at all.
I did try to make potato peel crisps the other day, but even keeping them in an airtight tin in the fridge they became soggy the next day so that was no good. I might try to put them in the freezer to go in a soup next time.Live the good life where you have been planted.
Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary4 -
Evening allNot much done today apart from work, but I have:Had home grown raspberries with breakfast - they are still coming, albeit only a small bowlful every couple of days now.Folded and put away dry washing. No ironing neededSold something that I won't use again on FB Marketplace and listed 3 more items, all my own personal / household stuff rather than business stock. Nice bit of decluttering if they all go, plus a few extra pennies!Checked banks after lots of money moving shenanigans over the last few daysSmall shop in Lidls, managed to get one of their £1.50 veg boxes. Had to throw away 2 green potatoes and a small bunch of slimy basil, but got lots of good potatoes, leeks, parsnips, apples, onions and a small cabbage. I will have a soup and pie filling making session tomorrow, as I have a bit of space in the freezerDinner was some of the mince and onion pie I made yesterday, with (mashed) potatoes and cabbage from the veg box, and gravy.3
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Morning everyone
Wow, where is this year going? Can't believe we are in October, it's been a rough few weeks here chez ziggy but onwards and upwards.I'm back cos I've missed you guys and the thread and I want to re-motivate myself and do the best I can while recovering. Up early today as expecting a call from the rehab people sometime between 8am and 1pm, so today's plans
Check Bank & made PAD - Done
Swagbucks
Enter a few comps
Purg a few emails
Read
All meals from cupboards/fridge/freezer
Check: Lucky Bob, PMP, WinaDinner
I'm sure there's more but will add during the day. Have a good day!
C x
Goodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/524 -
Morning all!
Had a bit of a purge on "stuff to do" last night so my weekly aims now look like this:
Plans for this week:
- return to regular checking of survey sites
- Cash prolific out once it hits £20
- Cook from freezer/fridge/cupboards
- Heating is staying off!
- Take stuff to charity shop and not buy anything while there!
- Buying our (needed) replacement bread machine using 20% off voucher
- Buying our next chunk of Premium Bonds
I have already:
- Added a chunk of points to OnePoll
- Added several pounds to prolific
- Booked a (needed) hotel room for a couple of months time using a Hotelsdotcom reward night, and made sure that the room included breakfast for the £15 in actual money it cost me!
- Sent a letter closing a now cleared 0% BT card
- Cancelled a no-longer-needed magazine subscription
- Booked our Good Food Show tickets using a 20% off code.
- Cashed out Prolific
- Bought Premium Bonds
- All meals so far this week from fridge/freezer/cupboards and tomorrow planned out ready
- heating remains off but not sure for home much longer...candles to be lit tonight!
- re-set our electricity monitor with the new unit rates - O-M-G that was an eye opener. Gulp. Might have wandered round the place for quite a while trying to work out what was using "so much power" until we realised that it was just "the new normal". Gulp again.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3
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